According to Aon Hewitt’s “Hot Topics in Retirement and Financial Well-Being” survey report, a majority of large employers (55%) now offer help to workers in a least one category of financial wellness, such as budgeting, debt management or the financial aspects of health care.

Survey results further show more than one-third (38%) of the 250 large employers recently surveyed—collectively employing nearly 7 million workers—provide help across at least three categories of financial wellness.

Even more impressive are the forward-looking findings. According to Aon Hewitt, by the end of the new year more than three in four (77%) large employers will have at least one financial wellness program in place. A little more than half (52%) will be running at least three such programs.

“Workers have a wide variety of financial needs and challenges,” says Rob Austin, director of retirement research at Aon Hewitt. “Employers are realizing that they need to provide a range of financial well-being tools and resources to help this diverse workforce and to truly make an impact on workers’ long and short-term savings goals.”

The survey also delves into employer motivations for offering financial wellness programs. Most, about 85%, suggest they are creating and adding financial well-being programs at least in part because “it is the right thing to do.” At the same time employers are being pragmatic about their offerings: nearly as many (80%) also point to employer-directed goals for their financial wellness offerings, for example, increased employee engagement or productivity.

”Workers say they want their employer to provide them with the resources to help them obtain a more secure financial future, and it seems that employers are stepping up to this request,” Austin adds. “In 2016, financial well-being programs will cement themselves as part of most employers’ total benefits package.”

NEXT: What’s being offered

Many employers say they are instituting financial wellness programs to help ease their employees' transitions from working years to retirement years—from retirement asset accumulation to sustainable spending. This makes sense, Aon Hewitt says, given 70% of employers believe they will see a significant increase in retirements over the next three years.

Accordingly, one out of every five of these employers has increased the level of automation, self-service and/or web access to their retirement plans, “so workers can more easily start their retirement process.” Of the remaining group, 77% suggest they’re very likely or moderately likely to make retirement plan enhancements in 2016. By the end of the year, Aon Hewitt finds a vast majority of employers  surveyed (89%) “will have taken some step to reach out to near retirees about the necessary steps in the retirement process.”

Still only a minority of plans allow for individuals to receive their money through systematic payments delivered over an extended period of time, but Aon Hewitt projects the number that will do so to be 45% by the end of 2016 versus 35% in 2015.

Overall for the year, 56% of employers say they’re very likely to create or focus on the financial well-being of employees in ways that extend beyond strictly retirement-related decisions. This is up 10% over last year and “places expanding financial well-being firmly in the top spot of employer initiatives in 2016.”

“While there is wide accord on the desire to expand financial wellness initiatives, there is less unity in the choice of the actual tools and services offered to workers,” the report concludes. “We asked employers about financial wellness programs on seven different fronts [ranging from managing day-to-day finances and creating a basic financial plan to taxation strategies, debt management, health care planning and estate planning]. Although nearly every area saw growth from 2015, no one area is offered by a majority of employers.”

The full survey results are available for download here, following a brief registration.