Defined Benefit

The UK is only likely to see a “modest rise” in business insolvencies, despite dramatically increasing numbers of sponsors failing to make payments to their DB schemes on time.
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The Scottish government has not told the country’s pension schemes to resume paying benefits to Cyprus-based members, despite banks reopening in the beleaguered Mediterranean island nation.
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There is no magic-wand solution to Europe’s debt crisis. Governments increasingly want to pass the bill for citizens’ retirements to corporates, and, as the first batch of baby boomers begins leaving the workplace, employers have continued to seek ways to manage future liabilities. The result has sounded the death knell for defined benefit (DB) provision across the continent.
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Jerry Moriarty explores industry misconceptions about young people and their attitudes to saving.
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