December 2008Putting It All Together
Over the past year, the KnowHow series has focused on a number of key participant communication topics.November 2008Retirement Savings Quiz
Most retirement-plan education programs (including this one) talk about the importance of saving early, the benefits of tax-deferred savings, and the need to diversify one's investments and to set goals.October 2008'Magic' Cull
Participant education meetings have long touted the "magic" of compounding: that apparent miracle of finance whereby income earned on investments becomes part of an account balance, and earns more income that, in turn, adds to the account balance, which earns more income, and so on. The net result, of course, is that, at the end of a savings career, you wind up with a lot more money than you ever thought possible.September 2008(Not) Growing Pains
The costs of cashing out too soon.August 2008Their Money's Worth
Helping participants figure out their retirement plan fees.July 2008Easy Doesn't Always Do It
In a day when most have access to technology with more processing power than the computers that took man to the moon, we seem to be less interested in simple than in "easy."June 2008Start Smarts
Perhaps no provision in the Pension Protection Act of 2006 (PPA) has been as enthusiastically received as that of automatic enrollment.May 2008Loan Arrangements
Loan programs typically are positioned as an opportunity for participants to borrow from themselves and to pay themselves back with interest.March 2008Impact Full
Nearly two-thirds of the respondents to a recent PLANSPONSOR NewsDash survey said that participants need more fee disclosure.February 2008Warning Signs
You've no doubt seen the occasional headline in your local newspaper about a local employer that has gone out of business and "abandoned" its 401(k) plan—or perhaps you have seen a story on www.plansponsor.com about a suit brought by the Department of Labor (DoL) to recover participant deferrals that were never deposited in their 401(k) plans.January 2008Credit 'Report'
One of the more overlooked aspects of the Economic Growth and Tax Relief Reconciliation Act of 2001 (EGTRRA) was, and is, the Saver's Credit—an income tax credit specifically designed to encourage lower-income workers to save for retirement.