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    Political Party Drives Retirement Savings Approach

    October 10, 2012 (PLANSPONSOR.com) – Regardless of party affiliation, Transition Boomers—those ages 55 to 65 who are less than 10 years away from retirement—agree that rising health care costs will have the greatest effect on their retirement outlook. 

    According to the 2012 Retirement & Politics Survey from Allianz Life Insurance Company of North America, 67% of all Transition Boomers listed health care expenses as their top concern, with Republicans at 64%, Democrats at 69% and Independents at 66%. Social Security ranked second at 53% for all Transition Boomers, followed by tax payment changes (31%), rising national debt (26%), unemployment (19%) and education (4%).   

    When it comes to overall retirement savings philosophy, 59% of Republican Transition Boomers identified themselves as being conservative or moderately conservative compared with 36% of Democrats. However, Democrat Transition Boomers were more likely to be balanced in their retirement savings approach, with 29% identifying themselves as balanced versus 18% for Republican Transition Boomers.   

    Regarding the effect the election will have on their approach to retirement savings, 29% of Republican Transition Boomers are likely to become more aggressive if Mitt Romney wins while 30% of Democrats will become more conservative. If President Barack Obama is re-elected, 81% of Democrat Transition Boomers anticipate no changes to their retirement approach, while 42% of Republicans said they will become more conservative.

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