United Technologies Moves to Offload Some Pension Risk

The company is offering a lump-sum window to terminated, vested employees and moving some pension obligations to an insurer.

Apparently deciding that pension annuitization would be less costly than maintaining its plans, United Technologies Corp. announced two actions that are expected to reduce the overall size of its pension obligations by approximately $1.77 billion.

First, United Technologies will transfer approximately $775 million of its outstanding pension benefit obligations under the UTC Employee Retirement Plan and the UTC Represented Employee Retirement Plan to The Prudential Insurance Company of America. This transaction is expected to close on October 12 with the purchase of a group annuity contract from Prudential.

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Prudential was selected in consultation with independent experts after a competitive bidding process. Prudential will assume the obligation and administrative responsibility for retirement benefits owed to approximately 36,000 United Technologies retirees and surviving beneficiaries who currently receive a benefit of $300 per month or less from the plans.

“This transaction is an important part of United Technologies’ long-term strategy to reduce future pension risk and expense. It will not affect participants remaining in the plans and entrusts the assets leaving the plans to a highly rated insurance company whose core business is retirement security and administration of pension benefits,” says Robin Diamonte, United Technologies’ Chief Investment Officer.

Second, United Technologies has also implemented a program offering certain former U.S. employees or beneficiaries with a vested pension benefit an option to take a one-time, lump sum distribution rather than future monthly pension payments. Upon completion of this program, United Technologies expects approximately 10,000 participants to take the lump-sum offer. Payments will be paid from the retirement plans during late 2016. This action is expected to reduce United Technologies’ pension benefit obligations by approximately $995 million by year-end 2016.

Together, these related actions are part of United Technologies’ overall plan to de-risk its pension plans and are expected to reduce the overall size of the company’s pension plans by approximately $1.77 billion. The transactions will not diminish the plans’ funded status and are not expected to materially impact future pension expense or to require additional contributions to the plans.

Because these actions accelerate the satisfaction of future pension obligations, United Technologies expects to recognize a one-time pre-tax pension settlement charge in the range of $400 million to $530 million in the fourth quarter of 2016. Willis Towers Watson served as the strategic adviser to United Technologies in these transactions.

Retirement Industry People Moves

The Standard hires VP for retirement business; PSCA's executive director stepping down; USI Consulting Group Hires assistant vice president for Retirement Services; and more.

Bank of America Announces New Head of Merrill Lynch Wealth Management

Andy Sieg, current head of the Global Wealth and Retirement Solutions (GWRS) division at Merrill Lynch, will take over as the company’s head of Wealth Management, effective January 1, 2017, Bank of America announced.

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He will be succeeding John Thiel, who will take on the role of vice chairman of Global Wealth and Investment Management (GWIM) on the same date.

For the past five years, Sieg has led the firm’s retirement investment unit, which is comprised of the GWIM division’s product organization and retirement business. During that time, he worked with Thiel in the implementation of goals-based wealth management. Sieg was also instrumental in the firm’s development of a unified investment platform. He also currently manages the GWIM Chief Investment Office team together with Keith Banks, president of U.S. Trust.

“Andy Sieg has more than 20 years of experience at Merrill Lynch and has proven to be both a dynamic leader and accomplished at strategy execution,” says Bank of America Vice Chairman Terry Laughlin. “Under Andy’s leadership, we’ll continue to implement our goals-based advice model. He is ideally suited to lead Merrill Lynch on the next phase of its journey.”

As vice chairman of GWIM, Thiel will advise Laughlin, as well as the GWIM and Bank of America leadership teams on business integration, goals-based wealth management, and regulatory matters.

Thiel took on the role in 2011 when he was named as Lyle LaMothe’s replacement.

“Since 2011, under John Thiel’s leadership, Merrill Lynch has made tremendous progress by developing and beginning to implement goals-based wealth management,” said Laughlin.

He added, “Recognizing that our strategy has been proven and is now being implemented, John came to me and indicated he was thinking about his future and his desire to connect to the other passions in his life, particularly his commitment to working with organizations that help people who are less fortunate. As he considers how he can make his next important contribution, I’m very happy that he’ll be an important adviser to me, the Bank of America and GWIM management teams, and our advisers.”

Sieg first joined Merrill Lynch as an analyst in the Global Wealth Management business. He served in senior strategy and field leadership roles during the next 13 years, including as a market executive in San Diego and New York City. Sieg also led the Emerging Affluent Client Segment within Citigroup Global Wealth Management from 2005 to 2009.

NEXT: The Standard Hires VP for Retirement Business

The Standard Hires VP for Retirement Business

Standard Insurance Company has hired Todd Statczar as its new vice president of Retirement Plans Actuarial and Finance.

In his new role, Statczar will lead the Retirement Plans actuarial, finance and defined benefit (DB) teams. He’ll also be responsible for product development, planning, and risk management across the Retirement Plans business line. Statczar comes to the firm from Nationwide, where he spent the last 25 years assuming numerous leadership positions in the retirement plans business.

“The addition of Todd to our Retirement Plans leadership team is a reflection of the growth of the Retirement Plans business line at The Standard,” says Scott Hibbs, vice president and CIO at Standard Insurance Company. “His considerable experience working in a variety of actuarial leadership roles for more than two decades makes him very well suited to help us continue growing our business and providing the exceptional products and services we’re known for.”

Statczar graduated with a bachelor’s degree in mathematics from Miami University. He is a fellow of the Society of Actuaries and a member of the American Academy of Actuaries.

Standard Insurance Company is a provider of various financial products and services including group and individual disability insurance, retirement plan products, and individual annuities.

NEXT:  PSCA’s Executive Director Stepping Down

PSCA’s Executive Director Stepping Down
 
The Plan Sponsor Council of America (PSCA) has announced that Executive Director Tony Verheyen will be stepping down from his role in the coming months and return to the private sector. A committee comprising PSCA board members has been established to recruit a new, full-time executive director. Verheyen will remain with the organization during the transition.

“We are grateful for Tony’s leadership and passion,” says Stephen McCaffrey, board chairman of the PSCA. “Tony accepted the position of executive director in December, 2014, expecting it to be a two-year commitment. His dedication to PSCA has helped our organization make significant strides, and we look forward to identifying a leader who can continue to expand our efforts with plan sponsors and policy makers.”

Verheyen joined the PSCA as a board member before climbing to the role of executive director. He led efforts to reorganize the PSCA, expand its outreach, and focus the organization’s mission on better serving the plan sponsor community, the firm said.

“I am proud of the work we’ve done as the leading voice representing America’s plan sponsors,” says Verheyen. “Our staff and board have made terrific progress over the last two years, and it is now time for me to return to my career in the private sector. I will remain on the staff to ensure an orderly transition and expect to be involved in the organization on an ongoing basis.”

NEXT: USI Consulting Group Hires Assistant VPfor Retirement Services

USI Consulting Group Hires Assistant VP for Retirement Services

Ryan Savage has joined USI Consulting Group as the firm’s new assistant vice president for Retirement Services. Savage brings with him 15 years of experience in the industry working with employer sponsored retirement plans in the private and public sectors. His specialties include consulting on fiduciary coverage, vendor selection, plan design, investments and employee education. Recently, he spent eight years with Voya Financial.

Savage is also a representative with registered broker-dealer USI Securities and a member of FINRA/SIPC. 

USI Consulting Group is a provider of defined contribution (DC) and defined benefit (DB) plan consulting and administration services, as well as health and welfare administration. It is the parent company of both USI Securities and USI Advisors, a federally-registered investment adviser.

NEXT: IFM Investors Appoints Executive Director

IFM Investors Appoints Executive Director

Matthew Wade has joined IFM Investors as the firm’s new executive director of Debt Investments for North America. He will be tasked with growing debt origination capabilities from the firm’s New York office.

“Our long and successful track record in infrastructure debt for our institutional investors gives us a strong foundation to attract high caliber specialists, such as Matthew Wade, who will continue to build the business and focus on attractive opportunities in North America,” says Rich Randall, global head of Debt Investments. “Matthew will further enhance our ability to serve our existing investment partners and attract new similarly aligned investors in the region.”

Earlier this year, IFM announced the appointment of Randall to global head of Debt Investments and Joseph Braun to associate director of Debt Investments in North America.

Wade brings more than 15 years of experience to the firm. His most recent position was director of project finance at the Royal Bank of Canada in New York. This role saw him structure and execute finance and advisery solutions in the energy and infrastructure sectors. Previously, he held positions with Royal Bank of Scotland in both New York and London, where he worked in the energy and infrastructure sectors.

IFM Investors is a global fund manager with $52 billion under management. It was established more than 20 years ago and is owned by 29 Australian non-profit pension funds. Its investors include three of the six largest U.S. public-sector pension funds.

NEXT: DiMeo Schneider Expands to Austin
DiMeo Schneider Expands to Austin
 
DiMeo Schneider & Associates, a nationwide investment-consulting firm, announced it will be opening a new office in Austin, Texas. Scheduled to open in December 2016, the new office will be the firm’s second branch in the United States.  

Headquartered in Chicago, DiMeo Schneider advises hundreds of retirement plans, financial institutions, private clients, and non-profit organizations in more than 35 states.

“We’ve been thoughtful and deliberate about our growth since our founding more than twenty years ago,” says the firm’s Managing Director Bob DiMeo. “Establishing this new office in Austin will enable us to better serve and add clients in Texas and throughout the region, and allows us the opportunity to expand our team of professionals while continuing our current growth trajectory into the near future.”

DiMeo Schneider advises on more than $60 billion in assets as of June 30, 2016.

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