March 01, 2017

Plan Sponsors, Participants Not Prepared for Lower Returns

Forecasts suggest that stock and bond returns could be half that of recent decades, yet, 66% of workers believe that over the next decade, returns on their savings will continue to be in line with what they have experienced in the past, a BlackRock survey found.

December 12, 2016

Majority Use ESPPs for Debt and Retirement

Fidelity research also shows that employees in an ESPP are three times more likely to sell ESPP shares for emergency cash rather than take a loan from their 401(k).