Administration | January 15th, 2020 Retirement Plan Features to Consider Pruning Some features make administration unnecessarily difficult, while others could derail participants’ retirement readiness.
Administration | January 13th, 2020 Components of Annuity Pricing The costs of annuities depends on the type and the amount of flexibility.
Investing | January 9th, 2020 Do TDF Characteristics Impact Default Acceptance? For plan sponsors making decisions about default investments, it’s important to understand the underlying drivers of participant behavior.
Opinions | January 2nd, 2020 Barry’s Pickings: Retirement Policy 2019 Report Card: B+/A- Michael Barry, president of O3 Plan Advisory Services LLC, rates how actions of Congress, regulators and the courts have or...
Benefits | December 30th, 2019 Addressing Employees’ Student Loan Debt in 2020 A review of how employers can help employees break free from the bind student loan debt has on financial wellbeing...
Benefits | December 27th, 2019 Evolving Your Financial Wellness Program in 2020 By including the right elements in a financial wellness program, employers can help employees squirrel away more emergency and retirement...
Compliance | December 26th, 2019 ERISA Lawsuits and Decisions that Defined 2019 The year delivered major settlements and decisions in retirement-plan focused lawsuits, including some precedent-setting appellate and Supreme Court rulings.
Administration | December 20th, 2019 Lessons from Higher Ed Employers for Keeping the Workforce Churning Employees retiring later can hinder younger workers’ career paths, but workforce management ideas from higher education employers may help.
Benefits | December 18th, 2019 Older Gig Workers Left Hanging Without Benefits The number of older workers in the gig economy is growing, creating a need for health and retirement benefit solutions.
Administration | December 16th, 2019 Performing an Effective Benchmarking of Plan Advisers An analysis of advisers’ skills and services helps in finding those with higher skill sets, and those who offer much...
Compliance | December 12th, 2019 Plan Amendments After the 403(b) Remedial Amendment Period Non-governmental 403(b) plans, for the first time, have a deadline for adopting plan amendments going forward.
Administration | December 10th, 2019 Plan Sponsors Have Multiple Options for Creating Income Streams for Participants Annuities should be considered, and the type to offer in a DC plan depends on several factors.
Participants | December 3rd, 2019 Plan Participants Have Their Own Responsibilities for Cybersecurity There are common and advanced approaches retirement plan participants can take to derail data breaches and retirement account fraud.
Administration | November 26th, 2019 DB Plan Cash Flow Needs Are Greater Than Ever In these days of low interest rates, and following money market reform, investing strategies are needed to meet cash-flow needs...
Administration | November 22nd, 2019 Retirement Plan Sponsors Need Strong Cybersecurity Defenses A plan sponsor could face legal liability if a breach or fraud of participant accounts occurs.