PLANSPONSOR Magazine
COVER
Audience Poll
Who is the provider of your plan’s participant investment advice? Do managed accounts add enough value to overcome the additional cost? What do you think is the biggest challenge for the industry? What is the biggest factor behind the selection of your target-date fund? What percentage of your plan population works most of their time…
Cover
Cover
Who’s With You?
Finding the right fiduciary partners
Insights
Insights
Taking Responsibility
A few weeks ago, while looking for news about retirement plans, I...
Issue Intro
Issue Intro
Never A Dull Moment
Many employers have come to realize that they may not have the...
Survey Says |July-August 2017
Fears About Taking Vacation
The answer selected by the largest number of readers—38.3%—was “I will return to an insurmountable amount of work."
QDIA Analysis |July-August 2017
Next Generation
In the absence of a participant’s direction, plan sponsors that use automatic enrollment will invest that individual’s assets in a qualified default investment alternative (QDIA). Doing so shields...
Compliance Update |July-August 2017
Compliance Update
Summaries of the latest news from Washington and the courts—what’s coming, what’s contemplated and what’s critical for plan sponsors to...
UpFront |July-August 2017
Why Small Companies Are Not Offering Plans
Articles that appeared in the Upfront section of the magazine.
UpFront |July-August 2017
Traditional-to-Roth Conversions
A relatively unknown investment strategy may help participants respond to changes in the tax treatment of their savings: making proactive traditional-to-Roth conversions during their lower-income retirement years. This...
Feature |July-August 2017
2017 PLANSPONSOR National Conference
From the latest trends in defined contribution (DC) plans, to repairing common plan errors using advanced programs, take a look...
UpFront |July-August 2017
Tracking Risk in a TDF Glide Path
Pulling assets out of a defined contribution (DC) plan during a severe market downturn is one of the worst actions a participant can take, says Jake Gilliam, a...
UpFront |July-August 2017
Skepticism About Performance Data
Forty-one percent of 401(k) investors say they are not offered, or do not know if they are offered, investment performance information by their adviser or their 401(k) provider,...
UpFront |July-August 2017
Correcting Gender-Based Income Gaps
New research from Prudential lays out the challenges that women in the U.S. face when planning for retirement: a longer life expectancy; the likelihood of being single at...
UpFront |July-August 2017
Employers Must Assess HSA Fiduciary Exposure
While health savings accounts (HSAs) are not traditionally considered a retirement vehicle, the Department of Labor (DOL) has broadened the scope of conflict of interest rules to include...
UpFront |July-August 2017
Written Financial Plan Unlocks Positive Behaviors
Written Financial Plan Unlocks Positive Behavior With written plan Without written plan 54% 33% 50% 24% 40% 19% 5% 26% 53% 67% Increased 401(k) contribution in the past...
Research |July-August 2017
Searching for Answers
Want to know the drivers behind participant decisions? We asked.
DB Focus |July-August 2017
De-Risking Windows
DB plan sponsors have several ways to shrink benefit obligations
Total Benefits |July-August 2017
Rationalizing Decumulation
Plan sponsors should assess structured income
PS Coach |July-August 2017
Similar, But Different
Understanding mutual fund share classes and various expense levels.
ERISA Examination |July-August 2017
Why You Need To Keep Minutes
The best evidence of a prudent process.
Plan Profile |July-August 2017
Rethinking Loan Repayments
A plan sponsor lets participants pay back loans after leaving their job
Feature |July-August 2017
The Top Trends Impacting DC Plans
The 30,000-foot view of employer-sponsored benefit programs and participant trends—what may stay and what may change.
Feature |July-August 2017
Final Fiduciary Rule Not So Final
The Department of Labor is still looking for ways to streamline and improve its new fiduciary rule, even though most provisions are now in effect.
Feature |July-August 2017
Trends in Fund Lineup Construction
Collective investment trusts, white labeling, smaller fund menus and “tiered” approaches are becoming the norm.
Feature |July-August 2017
Learning From Litigation
It is not always possible, even for the most carefully run retirement plans, to avoid getting dragged into ERISA litigation, and so having a clear response plan in...
Features |July-August 2017
Retirement Security At an Inflection Point
“We are at a unique inflection point in history, with a number of forces converging simultaneously that are forever changing how we approach retirement,” argued Joe Ready, of...
Feature |July-August 2017
Improving Your Plan Through The RFP Process
The time for evaluating a provider can also be opportune for revisiting services, fees and investment options.
Feature |July-August 2017
Holistic Education Programs
The panel compared utilizing different financial wellness tactics with general financial education, ROI and more.