PLANSPONSOR Magazine

Insights |January - February 2024

Is 2024 ‘The Year’?

There’s been a great amount of discussion in the industry about generating retirement income and lifetime income streams for participants—and...
Participant Analysis |January - February 2024

Different Age, Different Stage

In plan sponsor discussions about retirement plan participants’ benefits, the tendency is to consider all participants as a homogenous group. Yet, when delving into data such as the...
Rules/Regs |January - February 2024

SECURE 2.0 Fixes Get Drafted

Early this past December, members of the House of Representatives and the Senate issued a discussion draft for the much-anticipated...
Rules/Regs |January - February 2024

More From Washington and the Courts

DOL Information Security Needs Improvement A yearly audit found that information security programs at the Department of Labor contain weaknesses,...
UpFront |January - February 2024

The Benefits to IBM’s Pension-Thaw

IBM’s decision to unfreeze its cash balance plan is heating up conversations across the defined benefit plan world as to...
UpFront |January - February 2024

EBSA’s Budget Lags Behind Expenses

While the Department of Labor Employee Benefits Security Administration’s budget has largely been unchanged over the past 10 years, the...
UpFront |January - February 2024

Millennials, Gen Z Seek Employer Support

While Millennial and Generation Z employees are more apt to struggle with debt than are older generations, saving for retirement...
Tidbits |January - February 2024

Tidbits

Higher Ed Could Gain From Researching PEPs   How Employees Could Be ‘Optimal’ Savers Plan sponsors may be able to help improve employees’ retirement savings outcomes by telling...
Feature |January - February 2024

Types of In-Plan Guaranteed Income

In-Plan Fixed Annuity How it worksParticipants, on retiring, pay an insurance company for a single-premium immediate annuity or a deferred income annuity, which stream income for the rest...
Feature |January - February 2024

Retirement Money- Management Confidence

Retirement Money – Management Confidence Almost half of survey respondents ages 50 through 75 are slightly or not at all confident they can manage their own investments throughout...
Investments |January - February 2024

Are You on Track?

Target-date funds have evolved; demographics have changed too.
Investments |January - February 2024

Demographic Shifts

Sponsors seek a mix of TDF products to meet individuals’ needs.
Participants |January - February 2024

Motivating Investment Interest

Sean Bjork of Bjork Asset Management is asked what works to motivate employees to engage in an investment customization process. “It’s almost like going back to the future:...
Plan Profile |January - February 2024

Continuous Good Service

JX Enterprises, 2017 winner Corporate 401(k) >$10MM – $50MM.