PLANSPONSOR Magazine

Quotes, survey statistics and musing to use in employee communications, or just for a break from the grind.

Plans with an adviser are more likely to operate in alignment with fiduciary best practices, among other things.

Summaries of the latest news from Washington and the courts—what's coming, what's contemplated and what's critical for plan sponsors to know.

Why, statistically, TDFs are the most common QDIA

The impact medical costs will have in retirement.

Incentives boost financial wellness success.

As of 2004, account owners can invest in mutual funds and other vehicles, as they would in a 401(k) plan.

Managing participants' reactions to volatility

Public pensions see the potential in "auto" transactions

What's driving their popularity?

How do employees want to learn about retirement and how much risk will they take?

There's been a tug of war over the best plan design

How plan sponsors can assist

In 2014, the average expense ratio for equity mutual funds offered in the U.S. was 1.33%, but 401(k) plan participants who invested in equity mutual funds paid less...

Managed accounts tailor portfolios to the needs of individual participants

Using data to predict participant retirement success

Review each point to help ensure you're meeting plan obligations

Plan sponsors are misinterpreting the rule amendments

Nondiscrimination testing; annuity confusion; Roth accounts

How pension risk transfer can fulfill benefit obligations to participants

Approaches the Treasury and IRS are considering with regard to implementation of the tax

This plan sponsor boosted employees’ retirement confidence

4 challenges, 3 solutions and a change in policymakinng

Transferring plan liabilities to an annuity provider

Implementation of money market fund regulations