Data and Research

Not only does a name change increase the appeal of annuities, but framing them as insurance against running out of money in retirement does even more so.

As discount rates used to measure pension liabilities fell, many plans’ funded status slipped, although the degree of loss depended on a plan’s liability profile and investment mix.

U.S. equity is a core holding for all plan types, and alternative investments gave plans a boost as well.

Respondents to a Principal survey also shared what they believe has contributed to plan and participant success.

At the median, Generation Z workers started saving for retirement at age 19—significantly earlier than Millennials, who started saving on average at 25.

Workers should be encouraged to improve their fiscal health by creating a financial plan and gaining a full understanding of their situation—especially if their outlook is challenging.

Guaranteed sources of income, low debt, a clear spend-down strategy and advisory services are four drivers of financial security in retirement, according to EBRI’s Retirement Security Research Center.

Collective investment trusts are the most used investment vehicle in the largest plans and are a close second among large 401(k) plans overall, suggesting they are worth consideration.

Janus Henderson Investors reviewed study findings, recent legislation and litigation during a webinar.

Providing both a view of retirement readiness progress or a shortfall encourages participants to engage with their savings, but shortfall messages seem to do so more, a study...

An Aon survey of insurers revealed risks they look for that affect insurability and pricing, but good governance practices have been a key factor for years.

The majority of employees say it has gotten them on the retirement savings path at an earlier age.

A TDF with a moderate equity allocation at retirement and an inflation-protected bond portfolio that uses LDI principles mitigates the various risks participants face in retirement.

Behavioral biases can affect such things as individuals' savings account balances, debt levels and credit scores, a Morningstar study found.

Consultants and asset managers say time will tell whether changes in the economy will boost corporate pensions’ funded status for the rest of the year.

Providing Social Security education and guaranteed income investment options are among suggestions for how plan sponsors can help.

While 89% of U.S. adults said they were at least somewhat confident in their understanding of the benefit, detailed findings from Nationwide show most aren’t as knowledgeable as...

Several bills circulating in Congress would streamline and promote S-corporation employee stock ownership plans. One expert says such ‘S-ESOPs’ benefit owners, workers and entire communities.

Changes to public pensions following the Great Recession make them less than adequate for most employees now, and some of the best public plans are DC plans, a...

Not making enough money and overestimating what benefits will be received from Social Security are keeping some Americans from saving, studies show.