Data and Research

Research findings show Social Security benefits and retirement income from employer-sponsored retirement plans, annuities, and IRAs together provide substantial income for U.S. retirees.

Only 50% of investors who work with a financial adviser are certain whether their adviser is a fiduciary, while 38% don’t know if their adviser is a fiduciary...

However, they may not be saving enough to reach this goal, according to Hearts & Wallets' analyses.

Asked "Which of the following describes a 401(k)?" fewer young Millennials chose the correct answer than other age groups.

Researchers found that for those born in 1960, there is a $130,000 gap in benefits between the highest and lowest socioeconomic groups.

Even with huge amounts of data available, there is not very much simple or straightforward about retirement plan fee benchmarking.

Survey results suggest men and women are broadly concerned about affording unexpected expenses, affording health care costs and being able to take desired vacations.

More and more people plan to stay in the work force past age 65, and many cite effects of the Great Recession for causing them to fall behind...

Non-retired Americans surveyed say they are anxious about health care costs and Social Security uncertainty, among other things.

The annual cost across a workforce is an additional 1.0% to 1.5% a year.

Many workers now want their employer to help them with student loan repayments, as 74% of all Americans carry this debt.

Prior to the recession, 43% of middle-income Boomers planned on primarily relying on personal savings in retirement, compared to 34% now.

Among other results, the digital investment advisor company Stash found a lack of 401(k) utilization from Millennials. 

HSA adoption is on the rise, but several misconceptions are keeping people back from maximizing their benefits, according to research by Fidelity Investments. 

 

Nearly half of Baby Boomers say they have no retirement savings, an IRI survey found.

LIMRA Secure Retirement Institute finds Millennial men have the highest expectations for their retirement lifestyle and are confident in achieving them.

Thirty percent plan to retire at age 70 or even older, and 20% don’t expect to ever retire, a survey finds.

Nearly three in 10 Americans of retirement age reported that lacking knowledge about personal finances caused them to lose $30,000 or more in their lifetime.

Younger cohorts are far more likely than their older peers to express hesitation and cynicism about the choices their advisers make on their behalf and are more likely...

A study found programs running for at least 10 years are more successful than those that have only been carried out for one to two years, and suggests...