Data and Research | December 1st, 2015 Managed Accounts May Suit Some Participants While target-date funds may hold the most contributions, they can still co-exist with managed accounts..
Data and Research | December 1st, 2015 Public Pensions Face Imminent Funding Challenges Flat returns, lowered assumptions and changing participant demographics will erode funded ratios, according to a report from Milliman.
Data and Research | December 1st, 2015 Shifting Demographics a Challenge for Multiemployer Plans Plans continue to gain financial stability, but changing participant demographics threaten to derail this in the future.
Data and Research | December 1st, 2015 Investors Choose Guarantees Over Growth Eighty-one percent would prefer a product with a guaranteed 4% return.
Data and Research | November 30th, 2015 Current Tax Treatment Benefits Employees Across Income Scale A new whitepaper argues workers across the income spectrum get a pretty even shake when it comes to retirement benefits.
Data and Research | November 25th, 2015 Moody’s Predicts PBGC Premiums Will Become Unaffordable The situation looks especially dire for multiemployer pension plans, the ratings agency says.
Data and Research | November 24th, 2015 Mobile Offerings for Retirement Plan Participants Increasing In the past year, more retirement plan providers have launched new mobile applications or enhanced their existing mobile platforms.
Data and Research | November 23rd, 2015 Participants Lose Out With Focus on Student Debt A new LIMRA study finds workers who choose to pay down debt over saving for retirement fall way behind their peers by age 65.
Data and Research | November 23rd, 2015 Investors Overly Focused on Short-Term Returns Research from TIAA-CREF shows a persistent focus on short-term returns leads to poor decisionmaking.
Data and Research | November 23rd, 2015 Financial Education Is Needed Globally A survey from Standard & Poor’s finds only 57% of U.S. adults are financially literate.
Data and Research | November 20th, 2015 Creature Comforts Keep Gen X, Boomers From Saving for Retirement Gen X’s second-biggest obstacle is saving for their children’s education.
Data and Research | November 19th, 2015 Millennials Face Obstacles to Retirement Saving An unwillingness to sacrifice things they believe add to their present quality of life is one of them.
Data and Research | November 19th, 2015 The Real Story in Retirement Spending Averages EBRI research shows household income is not a good indicator of how spending will shift in the early years after retirement.
Data and Research | November 18th, 2015 Retirement Confidence Not Reflective of Planning Efforts Confidence based on subjective assessments instead of real-world planning can threaten the security of a person's retirement, LIMRA researchers note.
Data and Research | November 17th, 2015 EBRI Research Backs Up Pivotal Role of Health Insurance The Employee Benefit Research Institute has been conducting “value of benefits” surveys for 20 years to determine the relative importance of different benefits to workers—with one consistent winner.
Data and Research | November 16th, 2015 A Mars-Venus Look at How Women and Men Invest Men are likelier to have a kick-back-and-relax attitude about saving and investing, where women exhibit higher levels of anxiety.
Data and Research | November 16th, 2015 Retirement Guidance Needs More Focus on Gen X Allianz Life Insurance Company says Generation X has their “heads in the sand” when it comes to planning for retirement.
Data and Research | November 13th, 2015 Millennials Aren’t Scared of Investing A new ICI study finds nearly one in three Millennial households owns mutual funds.
Data and Research | November 13th, 2015 Retirement Realities Drive Social Security Decisions for Women Lower account balances, longer life expectancy and not working an adviser can wreak havoc on a woman’s Social Security benefit.
Data and Research | November 12th, 2015 Gen Xers Skeptical About Social Security Stability An RBC Wealth Management poll finds a majority of Americans don’t believe promised Social Security benefits will be there for them.