Data and Research | August 26th, 2015 Retirement Readiness Still Dogs Employers Nearly four in ten employers surveyed say fewer than half their workers are financially equipped to meet retirement head-on.
Data and Research | August 26th, 2015 Actuaries Expect Cash Balance Plans to Surge Growth figures this year are in line with a previous Kravitz report that found the number of these plans surged 31% in 2013.
Data and Research | August 26th, 2015 Employee Retirement Concerns Top Health Worries Participants view their 401(k) as an essential workplace benefit.
Data and Research | August 26th, 2015 Employees Need Help with Social Security Planning A survey revealed numerous misconceptions about Social Security.
Data and Research | August 25th, 2015 Investment Options in HSAs Improve Savings Potential Balances in HSAs that leverage 401(k)-like investments are six times larger than those without them.
Data and Research | August 24th, 2015 Public Pensions See Potential in Automation Public pension leaders around the world agree that technology will improve participant services and administrative efficiency—though some skepticism remains in the U.S.
Data and Research | August 19th, 2015 Mutual Fund Expenses Lower Within 401(k) Plans 401(k) participants invested in equity mutual funds pay less than half the amount of expenses for a retail investor.
Data and Research | August 18th, 2015 Plan Participant Savings Growth Stalls Only about one in five retirement savers have increased their contributions in the past year.
Data and Research | August 17th, 2015 Many Workers Wish They Had Started Saving Earlier The majority are open to automatic enrollment and escalation.
Data and Research | August 17th, 2015 A Written Plan Sparks Positive Feelings Even the affluent have concerns when planning for retirement, a LIMRA study finds.
Data and Research | August 17th, 2015 Report Suggests DC Plans At Least As Efficient As DBs Analyses of the cost effectiveness of DB plans ignore pension debt, according to one researcher.
Data and Research | August 13th, 2015 33% Say Social Security Will Be Primary Retirement Income For 80% of Americans, they will rely on Social Security substantially or somewhat.
Data and Research | August 11th, 2015 Firms Want to Keep Older Workers, but Cite Challenges Among the challenges cited by employers were increased health care benefits costs.
Data and Research | August 11th, 2015 Ease of Retirement Plan Use Drives Employee Engagement The median savings rate for non-highly compensated employees increased to 5.9%.
Data and Research | August 11th, 2015 Beliefs Range Widely on Social Security Stability Many workers in the U.S. lack confidence in Social Security, yet more than half have done nothing to address personal longevity risk.
Data and Research | August 10th, 2015 Working with Advisers Increases Retirement Confidence Seventy-eight percent of survey respondents who have never worked with a financial professional are worried about running out of money in retirement.
Data and Research | August 7th, 2015 Retirement Optimism Cited in Survey of African Americans However, many are not taking advantage of financial and investment tools, a Prudential study finds.
Data and Research | August 6th, 2015 ICI Savings Snapshot Shows Individual Commitment Large data set reveals U.S. workers are engaged in their DC plans and are taking their individual responsibility for saving seriously.
Data and Research | August 4th, 2015 College Costs Rival Retirement as Savings Goal As one-third of parents are still shouldering student debt, they are highly motivated to help their children pay for school without relying on loans.
Data and Research | August 4th, 2015 Supporting Family Remains a Retirement Challenge Americans who support an aging parent or an adult child give an average of $12,000 a year to their family members.