Data and Research

Health Savings Account assets have grown steadily in 2023, but growth in the number of HSA accounts has begun to wane, Devenir data showed. 

Unexpected financial challenges can reduce a US employee’s retirement savings by up to 37%, according to a new survey by Goldman Sachs Asset Management. 

Report reveals that higher credit card debt is associated with lower 401(k) contributions and account balances.

Despite improvements in employment and income inequality, the U.S. slipped in the ranking, as high inflation and public debt caused overall retirement security to deteriorate.

Women have continued to take workforce pauses at significantly higher rates than men and have greater concerns  about outliving their retirement savings, Charles Schwab research finds.

In the 2022 proxy season, state and local pension funds showed stronger support for ESG considerations than sustainable funds and general shareholders, Morningstar found.

More employers are considering in-plan decumulation options.

Employers hope to offer consistent benefits packages, resulting in easier administration and lower expenses, according to a new EBRI report.

Access gap, low employer matches and a lack of tax benefits discourage workers from participating in retirement plans, Boston College research shows.

In a survey of over 1,300 plan sponsors, 22% are seeking more extensive service offerings as well as improved participant communication and education.

A study examined what would happen if the minimum earning threshold for UK auto-enrollment was removed, identifying positive and negative effects.  

A 2019 IRS policy change has resulted in 75% of large employers that offer HSA-eligible plans expanding their pre-deductible coverage for medications and services that help manage chronic...

Sales reached a record-setting $16.2 billion in the second quarter, a 31% increase from 2022, LIMRA found. 

Recruiting and retaining employees challenges plan sponsors, as employees are increasingly demanding more benefits and sources of guaranteed income, according to a TIAA survey. 

A new paper from Transamerica and MIT AgeLab shows how planning for retirement is linked to overall well-being.

Florida, Georgia, and Rhode Island rank lowest, according to analysis from the Economic Innovation Group.

Vanguard’s retirement head discusses SECURE 2.0’s Roth provisions and the need for plan sponsor communication to participants.

Mid-year report finds there were fewer cases filed, as plaintiff law firms catch up on those they brought in 2022, but new entrants are using more accurate fee...

Companies completed 289 transaction in the first half of 2023, per an Aon study.

19 states have initiated programs to help workers prepare for retirement, and early adopters California, Oregon and Illinois account for most of the accumulated assets so far.