Participants

February was a busy month for 401(k) investors as international political events drove Wall Street lower.

It’s important for participants to understand how target-date funds work so they don’t have a false sense of security about their retirement readiness.

One study finds few participants are likely to annuitize their retirement savings, while another suggests those who take a withdrawal deplete their funds in an average of five...

Franklin Templeton finds many employees are hesitant to share in-depth details on their finances, even though it can lead to more customized benefits information and strategies.

Despite the backdrop of a volatile stock market, the average of balances traded daily was 0.017%, according to Alight Solutions.

The Alight Solutions 401(k) Index shows net 401(k) trading activity for 2021 was 0.53% of balances, the lowest annual figure measured since tracking began in 1997.

The average asset allocation in equities decreased to 70.1%, according to the Alight Solutions 401(k) Index.

Eighty-one percent of respondents to a survey indicate they are at least somewhat likely to prefer a retirement plan that substitutes guaranteed income for safe investments such as...

Principal says almost anyone can mimic super savers’ behavior and suggests ways defined contribution retirement plan sponsors can help.

Most transfers went from equity to fixed income, according to the Alight Solutions 401(k) Index report.

A recent study found 81% of participants have logged into their accounts, with most signing in to check account balances or review investment options.

An EBRI and ICI report find 62% of participants in their 20s use TDFs.

Participants shared with Empower the simple, direct retirement plan terminology they would prefer.

Participants said they would welcome assistance through their employers with figuring out how to catch up to their retirement savings goals and managing their expenses.

Average asset allocation in equities rose to 70.2% during June, the highest level in 20 years, though the proportion of new contributions going to equities remained at 69.2%.

Educating participants and offering them guidance on rollovers can substantially reduce loans, hardship withdrawals and cash-outs, experts say.

In April, it reached the highest levels since 2001, according to Alight.

The way people view and define retirement has undergone a significant philosophical change in recent years, creating a clear and present need to update the defined contribution plan...

They say loans and withdrawals put them in a better place financially, but they are concerned about their long-term financial picture.