Gen Z Outpacing Other Age Groups in Saving
Steered by the Great Recession and now COVID-19, the youngest working generation is driven to be financially aware and well.
Participants
401(k) Trading Slowed in April
There were more days when 401(k) participants moved into equities than fixed income.
Coronavirus Pandemic Exacerbates Retirement Savings Inequality
New data shows that the coronavirus pandemic is having a negative effect on small business employees, especially women, only adding to their retirement savings shortfall.
Investors Rush to Stable Value, Money Market Funds in March
Stable value funds took in 64% of the inflows and money market funds, 24%, according to the Alight Solutions 401(k) Index.
Coronavirus Fears Lead to Spike in 401(k) Trades
The last week of the month was among the busiest stretches in the 20 year-plus history of the Alight Solutions 401(k) Index.
Adjusting the Retirement Savings Path
Financial circumstances may change, but plan sponsors can help participants still control, and sustain, their savings.
Volatility Prompts 401(k) Investors to Increase Trading
Investors continue to favor fixed income, the Alight Solutions 401(k) Index finds.
401(k) Participant Equity Holdings Improve in 2019
Participants were “less reactionary” in their trading activity and, though they moved to fixed income for most of the year, contributions and returns increased equity holdings.
Plan Participants Have Their Own Responsibilities for Cybersecurity
There are common and advanced approaches retirement plan participants can take to derail data breaches and retirement account fraud.
Help Needed to Curtail Gen X’s Anxiety About Retirement
With competing financial priorities, Generation X can benefit from automated savings, savings education and access to a financial adviser.
With Market Gains, Participant Transfers Favor Fixed Income in October
October saw gains broadly for capital market indices, but for 401(k) plan participant transfers, 21 out of 23 days saw net trading move from equity to fixed income.
Participant Views on Retirement Plan Loans Can Inform Benefit Decisions
Additional benefits and loan policy changes can keep participants from taking loans while other strategies can prevent loan default.
Putting a Price Tag on Workplace Financial Stress
According to John Hancock’s research, debt is one of the most significant indicators for financial stress, and most people are dealing with some kind of debt.
Participants Invested in TDFs Contribute Less to Retirement Accounts
Surprising actions from retirement plan TDF investors offer lessons for plan sponsors and indicate a need for more innovation in TDF design.
Participants Continue Movement Out of Equities
The third quarter marked the seventh consecutive quarter that 401(k) participants have moved their money from equities into fixed income, according to Alight.
Different Retirements for Different People
Not all “retirees” want to stay home and kick their feet up—some are continuing work or starting new ventures. Does this mean employers must change their retirement planning...
Spooked Participants Flee Into Inflated Fixed-Income
When equity markets become volatile, retirement plan trading activity spikes towards fixed-income.
Debt, Homeownership Driving Participants to Withdraw Retirement Funds
Data about retirement plan participant loans and hardship withdrawals supports the need for better financial wellness programs, especially for Millennials and Gen Xers.
Retirement Plan Non-Participants Likely to Participate Later
Reports of overall retirement plan participation can misrepresent the retirement preparedness of American workers, according to ICI, because data shows more employees participate as they earn more and...
Participants Need More Education About Distribution Options
Forty-two percent of those between the ages of 35 and 65 who left a job where they had money in a 401(k) plan were unaware that they could...