401(k) Participants Mostly Stayed Put in Investments in July
Among those who did trade, the majority put assets into fixed income vehicles.
Participants
Automatic Features in Retirement Plans Boost Retirement Confidence
Most retirement plan participants would like savings and investing guidance, a survey finds.
Just One Above-Normal Trading Day in 401(k)s in June
According to the Alight Solutions 401(k) Index, year-to-date there have been 29 days with above-normal trading activity, suggesting that the month of June brought back a bit of...
Cerulli: Participants Are ‘Generally Clueless’ About DC Plan Decumulation
A new Cerulli Associates survey suggests that at least half of 401(k) plan participants have no idea what to do with the savings they have diligently set aside...
PSNC 2018: The Flavors of Reenrollment
Results outweigh the retirement plan sponsor costs.
DC Plan Participants Largely Stuck With Investments in May
Outflows were primarily from target-date (35%), emerging markets (27%) and company stock (27%) funds, the Alight Solutions 401(k) Index shows.
When Saving More Harms Workers’ Financial Future
In the DC retirement plan industry, it is simply taken for granted that everyone should be saving more and that everyone should save as much as they possibly...
Most SDBA Participants Invest in Mutual Funds
Retirement plan participants in advised SDBAs displayed a more diversified asset allocation mix and had a lower concentration of assets in particular securities than those in non-advised accounts.
Work for Fun in Retirement? Many Say They Will
Asked about the major reasons they want to work beyond the traditional retirement age, Americans point to both wants and needs. The most common response is that people...
Asian Americans More Thoughtful Retirement Investors Than Other Demographics
However, a MassMutual study finds this group can use more education about other retirement planning issues.
401(k) Investors Moved into Fixed Income in April
In light of the market volatility, they fled from equities
Financial Wellness Education Key to Participants’ Trust in Retirement Plan Providers
A study shows that higher levels of trust lead to better financial decision-making which includes higher rates of savings, increased commitment to savings, and increased loyalty to providers.
Income Taxes Follow Participants Into Retirement
Near-retirees broadly worry about future health care costs, the impact of inflation and market downturns—but relatively few are tackling the subject of income taxes in retirement.
Current DC Plan Participants Considering Income Products for Retirement
The Employee Benefit Research Institute’s (EBRI) 28th annual Retirement Confidence Survey (RCS) finds the share of employees who feel very confident in their ability to live comfortably in...
Retirement Saving Focus Especially Needed for Latino Women
A study suggests that armed with good savings options and understanding of how to use them, Latinas could and would save for retirement.
Retirement Security Not Just About Retirement Savings Plans
When American workers were asked how helpful further education would be to achieve their goals, a large majority expressed the need for additional financial education.
Women Need Help Improving Retirement Confidence
Fifty-five percent of women are afraid they will outlive their savings, according to the Transamerica Center for Retirement Studies.
Social Security Sophistication Can Boost Employees’ Retirement Outlook
A lack of sophisticated advice and support solutions for optimizing Social Security claiming decisions is holding employees back from achieving greater retirement security, warns Bill Meyer of Social...
Want Employees to Invest Tax Savings? Act Now
It will only take a few pay cycles for folks to get used to seeing the extra money come in; thus the impetus is on plan sponsors to...
Participant Trust in Providers Could Be Much Improved
Compared with those who seek out traditional advisers, “online enthusiasts” are marginally more skeptical of believing that financial services firms are working in their best interests, according to...