RESEARCH |

2022
Participant Survey

The survey examines the attitudes and behaviors of American workers participating—or not—in an employer-sponsored retirement plan.

Reported by PLANSPONSOR | Art by Miriam Martincic
Participant Survey art by Miriam Martincic
Respondent Profile
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Respondent Profile

Age

  • 18 – 29
  • 30 – 39
  • 40 – 59
  • 60 and older

Gender

  • Female
  • Male

Ethnicity

African American / Black
13.9%
Native American
1.7%
Asian
5.1%
Hispanic/Latino
24.4%
Multiracial
0.7%
Pacific Islander
0.4%
White
66.7%
Other
0.9%

Education Level

  • High school graduate
  • Some college
  • College graduate
  • Some postgraduate study
  • Postgraduate degree

Employment Status

  • Full-time
  • Part-time

Total Household Income

  • <$50,000
  • $50,000 – $99,999
  • $100,000 – $199,999
  • >$200,000

Employer Size

<25 employees
10.9%
26 – 99 employees
14.2%
100 – 499 employees
21.8%
500 – 999 employees
16.4%
1,000 – 5,000 employees
15.9%
> 5,000 employees
20.8%

Tenure at Current Employer

Less than 1 year
8.1%
1 – 3 years
27.3%
4 – 6 years
19.8%
7 – 10 years
19.4%
More than 10 years
25.5%

Type of Defined Contribution Plan

  • 401(k) plan
  • 403(b) plan
  • 457 plan