Participants | November 13th, 2019 With Market Gains, Participant Transfers Favor Fixed Income in October October saw gains broadly for capital market indices, but for 401(k) plan participant transfers, 21 out of 23 days saw...
Compliance | October 21st, 2019 Allina Health System Reaches Agreement in Lawsuit Regarding Plans’ Investments The original complaint said a provider was allowed to add any mutual fund it wished, “regardless of whether the funds...
Opinions | September 4th, 2019 Pairing ESOPs With 401(k)s Can Heighten Retirement Outcomes Trevor Bare, with Conrad Siegel, discusses the differences between ESOPs and 401(k) plans and how offering both can better prepare...
Administration | June 28th, 2019 Providers Reluctant to Serve Newly Allowed 401(k)s Due to the misunderstanding about the intersection between state and federal Cannabis laws, lack of provider support may stop hemp...
Investing | May 13th, 2019 401(k) Participant Trades Favor Fixed Income in April For more than one year, 401(k) investors have been moving to safer investments, according to the Alight Solutions 401(k) Index.
Administration | April 15th, 2019 Retirement Plan Sponsors’ Interest in Retirement Income Is on the Rise 401(k) consultants and advisers offer insight on the sentiments they are seeing from plan sponsors and make suggestions.
Administration | April 2nd, 2019 401(k)s Have Made Significant Progress in Improving Participant Outcomes In honor of National Employee Benefits Day, Jason Grantz, with Unified Trust, discusses the progress made in the 401(k) industry...
Investing | April 1st, 2019 Lessons From 403(b)s When It Comes to LDI in DC Plans The analog of defined benefit liability-driven investing on the defined contribution plan side is the discussion of in-plan guaranteed retirement...
Participants | March 12th, 2019 Fixed Income Funds Took in Majority of 401(k) Participant Transfers in February However, it was a slow trading month, according to the Alight Solutions 401(k) Index.
Participants | March 5th, 2019 Participants Say They Have the Knowledge, but Do They Use It? The majority of retirement plan participants surveyed said they have knowledge about their retirement plan and fees, but while the...
Data and Research | February 26th, 2019 Americans Say Lawmakers Don’t Understand Difficulty in Preparing for Retirement Eighty percent of Americans polled by the NIRS think the government should make it easier for employers to offer pensions,...
Ask the Experts | February 26th, 2019 (b)lines Ask the Experts – Can 403(b) Assets Be Transferred Into a New 401(k) Plan? Experts from Groom Law Group and Cammack Retirement Group answer questions concerning 403(b) plans and regulations.
Data and Research | February 25th, 2019 401(k) Plan Costs Continue to Decrease While total plan costs have declined for most plan sizes, the latest 401k Averages Book continues to show smaller plans...
Data and Research | February 11th, 2019 EBRI Reassesses Whether DC or DB Plans Are Better for Participants A new EBRI research report compares the outcomes of participants in automatic enrollment 401(k) plans versus defined benefit (DB) plans;...
Data and Research | February 4th, 2019 Average Americans Really Don’t Understand 401(k)s and Financial Terminology Questions about tax rules, 401(k) basics and financial terminology account for about 63% of the questions Dream Forward’s AI chatbox...
Data and Research | January 31st, 2019 Q4 2018 Market Drop Did Not Deter 401(k) Participants Long-term 401(k) participation, savings and investing trends have also been positive, due in no small part to automatic plan features,...
Investing | January 22nd, 2019 Study Suggests ‘Optimal’ Range of 401(k) Investment Categories Based on the ERISApedia.com Market-Based Portfolio Model, the optimal number of investment categories is between 12 and 20.
Compliance | December 12th, 2018 $3M Settlement Reached in Edward Jones Self-Dealing Lawsuit After a complex set of motions and rulings, the parties have now opted to settle the ERISA self-dealing lawsuit rather...
Data and Research | December 12th, 2018 Minority of 401(k) Plan Sponsors Measure Retirement Readiness as Benchmark of Plan Success The Plan Sponsor Council of America’s 61st Annual Survey of Profit Sharing and 401(k) Plans finds the most used benchmarks...
Data and Research | December 11th, 2018 401(k) Plan Sponsors Enhancing Plan Design The availability of Roth contributions has doubled in the last decade, and more plan sponsors are using a default deferral...