401(k) plans Archives | Page 4 of 6

Opinions | March 2nd, 2020

Barry’s Pickings: Declining Interest Rates and 401(k) Investments

Michael Barry, president of O3 Plan Advisory Services LLC, discusses the significance of interest rate risk for 401(k) plan participants...

Administration | February 14th, 2020

Why Nonprofits May Prefer a 403(b) Plan Over a 401(k)

It often comes down to nondiscrimination testing.

Participants | January 27th, 2020

401(k) Participant Equity Holdings Improve in 2019

Participants were “less reactionary” in their trading activity and, though they moved to fixed income for most of the year,...

Participants | November 13th, 2019

With Market Gains, Participant Transfers Favor Fixed Income in October

October saw gains broadly for capital market indices, but for 401(k) plan participant transfers, 21 out of 23 days saw...

Compliance | October 21st, 2019

Allina Health System Reaches Agreement in Lawsuit Regarding Plans’ Investments

The original complaint said a provider was allowed to add any mutual fund it wished, “regardless of whether the funds...

Opinions | September 4th, 2019

Pairing ESOPs With 401(k)s Can Heighten Retirement Outcomes

Trevor Bare, with Conrad Siegel, discusses the differences between ESOPs and 401(k) plans and how offering both can better prepare...

Administration | June 28th, 2019

Providers Reluctant to Serve Newly Allowed 401(k)s

Due to the misunderstanding about the intersection between state and federal Cannabis laws, lack of provider support may stop hemp...

Investing | May 13th, 2019

401(k) Participant Trades Favor Fixed Income in April

For more than one year, 401(k) investors have been moving to safer investments, according to the Alight Solutions 401(k) Index.

Administration | April 15th, 2019

Retirement Plan Sponsors’ Interest in Retirement Income Is on the Rise

401(k) consultants and advisers offer insight on the sentiments they are seeing from plan sponsors and make suggestions.

Administration | April 2nd, 2019

401(k)s Have Made Significant Progress in Improving Participant Outcomes

In honor of National Employee Benefits Day, Jason Grantz, with Unified Trust, discusses the progress made in the 401(k) industry...

Investing | April 1st, 2019

Lessons From 403(b)s When It Comes to LDI in DC Plans

The analog of defined benefit liability-driven investing on the defined contribution plan side is the discussion of in-plan guaranteed retirement...

Participants | March 12th, 2019

Fixed Income Funds Took in Majority of 401(k) Participant Transfers in February

However, it was a slow trading month, according to the Alight Solutions 401(k) Index.

Participants | March 5th, 2019

Participants Say They Have the Knowledge, but Do They Use It?

The majority of retirement plan participants surveyed said they have knowledge about their retirement plan and fees, but while the...

Data and Research | February 26th, 2019

Americans Say Lawmakers Don’t Understand Difficulty in Preparing for Retirement

Eighty percent of Americans polled by the NIRS think the government should make it easier for employers to offer pensions,...

Ask the Experts | February 26th, 2019

(b)lines Ask the Experts – Can 403(b) Assets Be Transferred Into a New 401(k) Plan?

Experts from Groom Law Group and Cammack Retirement Group answer questions concerning 403(b) plans and regulations.

Data and Research | February 25th, 2019

401(k) Plan Costs Continue to Decrease

While total plan costs have declined for most plan sizes, the latest 401k Averages Book continues to show smaller plans...

Data and Research | February 11th, 2019

EBRI Reassesses Whether DC or DB Plans Are Better for Participants

A new EBRI research report compares the outcomes of participants in automatic enrollment 401(k) plans versus defined benefit (DB) plans;...

Data and Research | February 4th, 2019

Average Americans Really Don’t Understand 401(k)s and Financial Terminology

Questions about tax rules, 401(k) basics and financial terminology account for about 63% of the questions Dream Forward’s AI chatbox...

Data and Research | January 31st, 2019

Q4 2018 Market Drop Did Not Deter 401(k) Participants

Long-term 401(k) participation, savings and investing trends have also been positive, due in no small part to automatic plan features,...

Investing | January 22nd, 2019

Study Suggests ‘Optimal’ Range of 401(k) Investment Categories

Based on the ERISApedia.com Market-Based Portfolio Model, the optimal number of investment categories is between 12 and 20.

Tag: 401(k) plans