Compliance | November 12th, 2018 IRS Proposes Amendments to Hardship Withdrawal Regulations If the proposed rules are finalized, there would be no more suspension of deferrals after a hardship withdrawal or requirement...
Data and Research | November 6th, 2018 Study Reveals Staying the Course With Retirement Plans Pays Off An analysis of participants who remained active in the same 401(k) plans from year-end 2010 through year-end 2016 shows their...
Ask the Experts | November 6th, 2018 (b)lines Ask the Experts –Limits When Contributing to Both For-Profit and Nonprofit Retirement Plans “What are the combined limits for someone whose employer has both a nonprofit and affiliated for-profit organization, where the individual...
Reader Responses | November 5th, 2018 SURVEY SAYS: 40th Anniversary of the 401(k) In a SURVEY SAYS marking the 40th anniversary of the Employee Retirement Income Security Act (ERISA), the change to ERISA...
Data and Research | October 15th, 2018 Boomers More Confident in Their 401(k) Than Ever However, 20% said they do not understand the process for withdrawing money from their 401(k) in retirement, according to a...
Compliance | October 15th, 2018 Health Care Provider Accused of Excessive Fees in 403(b) and 401(k) Plans A lawsuit alleges that the defendants failed to take advantage of the plans' bargaining power by only offering actively managed...
Products | October 10th, 2018 MassMutual Revamps Small Business Retirement Platform The revitalized programs now offer simplified investment lineups, affordable pricing and fiduciary support services.
Participants | September 18th, 2018 August Saw No Above-Normal Trading in Retirement Plans It marked the second consecutive month of no above-normal trading, the first time this has occurred since May and June...
Investing | September 10th, 2018 TDFs Contribute to CIT Growth in 401(k)s In 2017, target-date funds (TDFs) represent 41% of CIT assets in 401(k) plans, Cerulli Associates finds.
Participants | August 27th, 2018 401(k) Participants With Loans Save Less Than Those Without Alight Solutions found a nearly $100,000 difference in 401(k) savings between participants who had loans outstanding and those who did...
Compliance | August 8th, 2018 Citigroup Agrees to Settle Proprietary Funds Lawsuit The financial firm will pay $6,900,000 in settlement.
Compliance | July 13th, 2018 Legislators Propose Expanded Features for SIMPLE Plans A new law would raise the contribution limit for SIMPLE plans from $12,500 to $15,500 for the smallest businesses and...
Compliance | July 6th, 2018 Tax Reform Change to Plan Loans Requires Updates to Documents The new law extends the time a participant has to repay loans from 60 days after an offset to the...
Investing | June 20th, 2018 401(k) Participants Tend to Hold Lower Cost Mutual Funds The expense ratios 401(k) plan participants incur for investing in mutual funds have declined substantially since 2000, Investment Company Institute...
Data and Research | May 17th, 2018 Recent Dip in Average Fidelity Account Balance Belies Long-Term Trend Average individual 401(k), 403(b) and IRA account balances increased year-over-year, according to the latest cut of data from Fidelity’s book...
Ask the Experts | May 15th, 2018 (b)lines Ask the Experts – Dealing With Missing Participants “I have been reading a lot about missing retirement plan participants lately. If our plan has any, should I be...
Opinions | May 4th, 2018 Barry’s Pickings: Keeping Employers in the 401(k) System: Fixing 401(k) Fee Litigation Michael Barry, president of the Plan Advisory Services Group, delves into fee litigation assumptions—and what is wrong with them.
Opinions | April 2nd, 2018 Barry’s Pickings: The Role of the Employer in the 401(k) System Michael Barry, president of the Plan Advisory Services Group, opines about the most important role of the employer in the...
Data and Research | February 20th, 2018 New 401k Averages Book Continues to Show Larger Plans Pay Lower Fees The latest book was expanded to include 401(k) fee information on plans with large participant account balances.
Deals and People | February 15th, 2018 PLANSPONSOR Announces 2018 Best in Class 401(k) Plans Plans were rated using 35 criteria related to plan design, oversight/governance and participant outcomes.