Benefits | July 5th, 2018 Lessons Learned from PLANSPONSOR HSA Boot Camp For those learning about HSAs for the first time, one of the keys is to understand there is one set...
Data and Research | July 2nd, 2018 Plan Designs, Market Rates Lead to Improved DC Plan Metrics in 2017 “We continue to see the significant impact plan design and financial wellness programs have on participant behavior, as evidenced by...
Compliance | June 28th, 2018 GWU Tells Court 403(b)s Cannot Be Compared to 401(k)s In a brief supporting a motion to dismiss a case against George Washington University related to the management of its...
Data and Research | June 27th, 2018 Only 20% of Workers Believe They Are Saving Adequately for Retirement On top of this, more than three in four worry Social Security could be extinct by the time they retire.
Data and Research | June 25th, 2018 Retirees Say Income Replacement Needed Not As High As Pre-Retirees Think Half of retirees say they spend less in retirement than they did in their working years.
Data and Research | June 21st, 2018 Retirees Find Creating a Drawdown Strategy Is Complex "Having a plan in place to manage their finances can help retirees feel confident about spending their assets and address...
Participants | June 20th, 2018 DC Plan Participants Largely Stuck With Investments in May Outflows were primarily from target-date (35%), emerging markets (27%) and company stock (27%) funds, the Alight Solutions 401(k) Index shows.
Data and Research | June 19th, 2018 Brokerage Accounts, Dividends Critical Sources of Retirement Income Together, they supply 40% of retirees’ income.
Investing | June 14th, 2018 Fidelity Finds Little Knowledge About HSAs Many people are unaware of their triple tax advantages, that balances can be carried forward and that the money can...
Data and Research | June 13th, 2018 Male Millennials Have 34% More Saved Than Their Female Counterparts The women are also far more risk-averse, PNC Investments learned in a survey.
Opinions | June 4th, 2018 Barry’s Pickings: The Possibility of a ‘Provider’s ERISA’ Michael Barry, president of October Three (O3) Plan Advisory Services LLC, discusses how the Securities and Exchange Commission’s (SEC)’s broker/investment...
Data and Research | May 29th, 2018 Groups Offer Blueprint for New Social Contract for Retirement The blueprint calls for nine design features of the new contract.
Data and Research | May 16th, 2018 Procrastinating Retirement Savings Is Americans’ Biggest Financial Regret That is followed by not saving for an emergency, and taking on too much credit card and too much student...
Participants | May 7th, 2018 Income Taxes Follow Participants Into Retirement Near-retirees broadly worry about future health care costs, the impact of inflation and market downturns—but relatively few are tackling the...
Data and Research | April 19th, 2018 Employees Desire Retirement Education and Coaching Nearly half would like a digital retirement coach, an Accenture survey found.
Benefits | March 16th, 2018 Owners and Employees Alike Can Benefit from ESOPs A new website launched by Principal seeks to help business owners and their advisers talk through the possibilities of creating...
Data and Research | March 12th, 2018 Sponsors Using TDFs, Auto Enroll to Boost Savings Employer contributions and loans are also prevalent, a Brightscope/ICI report says.
Data and Research | March 6th, 2018 BlackRock DC Pulse Survey Highlights Sponsor Decumulation Challenge More plan sponsors this year than last have voiced a concern that their workers may have to delay retirement; this...
Participants | March 5th, 2018 Women Need Help Improving Retirement Confidence Fifty-five percent of women are afraid they will outlive their savings, according to the Transamerica Center for Retirement Studies.
Data and Research | March 2nd, 2018 Americans Saving Nearly 8% for Retirement This increases to 8.9% for men and decreases to 6.4% for women.