Retirees Find Creating a Drawdown Strategy Is Complex
"Having a plan in place to manage their finances can help retirees feel confident about spending their assets and address...
Tag: 401k
DC Plan Participants Largely Stuck With Investments in May
Outflows were primarily from target-date (35%), emerging markets (27%) and company stock (27%) funds, the Alight Solutions 401(k) Index shows.
Brokerage Accounts, Dividends Critical Sources of Retirement Income
Together, they supply 40% of retirees’ income.
Fidelity Finds Little Knowledge About HSAs
Many people are unaware of their triple tax advantages, that balances can be carried forward and that the money can...
Male Millennials Have 34% More Saved Than Their Female Counterparts
The women are also far more risk-averse, PNC Investments learned in a survey.
Groups Offer Blueprint for New Social Contract for Retirement
The blueprint calls for nine design features of the new contract.
Procrastinating Retirement Savings Is Americans’ Biggest Financial Regret
That is followed by not saving for an emergency, and taking on too much credit card and too much student...
Income Taxes Follow Participants Into Retirement
Near-retirees broadly worry about future health care costs, the impact of inflation and market downturns—but relatively few are tackling the...
Employees Desire Retirement Education and Coaching
Nearly half would like a digital retirement coach, an Accenture survey found.
Benefits |
Owners and Employees Alike Can Benefit from ESOPs
A new website launched by Principal seeks to help business owners and their advisers talk through the possibilities of creating...
Sponsors Using TDFs, Auto Enroll to Boost Savings
Employer contributions and loans are also prevalent, a Brightscope/ICI report says.
BlackRock DC Pulse Survey Highlights Sponsor Decumulation Challenge
More plan sponsors this year than last have voiced a concern that their workers may have to delay retirement; this...
Women Need Help Improving Retirement Confidence
Fifty-five percent of women are afraid they will outlive their savings, according to the Transamerica Center for Retirement Studies.
Americans Saving Nearly 8% for Retirement
This increases to 8.9% for men and decreases to 6.4% for women.
More Than Half of Americans Would Like to Save More
Among those who said they would like to save more, 56% said retirement was a top reason; however, LIMRA found...
Millennials Need Help to Save Adequately for Retirement
A report from the National Institute on Retirement Security shows that 66.2% of working Millennials have nothing saved for retirement.
Americans Underutilizing Retirement Savings Accounts
Fifty-one percent are not actively contributing to a 401(k) plan, Edward Jones found in a survey.
Benefits |
More Than Half of Employees Contributing to Both HSA and 401(k)
Of all factors, salary was found more likely to encourage savings both an HSA and 401(k).
Sponsors Making Great Strides on Their Retirement Plans
With concerns about retirement readiness growing, sponsors are turning to automatic features, increasing their contributions, streamlining their investment menus and...
2017 Was a Good Year for DC Plan Metrics
ICI recordkeeper data shows that in the first nine months of 2017, the amount of participants contributing or taking a...