Ask the Experts | October 6th, 2015 (b)lines Ask the Experts – Allowing In-Service MRDs “We are a private university that sponsors two plans, a 401(a) defined contribution plan for employer contributions and a 403(b)...
Administration | October 1st, 2015 Why Participation Is Low in K-12 403(b) Plans Employers cite several reasons they think employees don’t participate in their 403(b) plans, but it may come down to employees’...
Ask the Experts | September 29th, 2015 (b)lines Ask the Experts – Must a Frozen 401(a) DB Plan Be Terminated? “I read with great interest your Ask the Experts Q&A on frozen plans, since our organization has a frozen Employee...
Ask the Experts | September 22nd, 2015 (b)lines Ask the Experts – Must a Frozen 401(a) Plan Be Terminated? “We are a large 501(c)(3) health care organization that froze its Employee Retirement Income Security Act (ERISA) 401(a) defined contribution...
Ask the Experts | September 15th, 2015 (b)lines Ask the Experts – Evaluating Share Class Expenses "How do I find out if the share classes of mutual funds in my retirement plan are the cheapest share...
Administration | September 4th, 2015 New School Year: Time to Educate Educators About Saving The beginning of the school year is a great time to get public school employees on track for a secure...
Ask the Experts | September 1st, 2015 (b)lines Ask the Experts – Best Response to Participants About the Market “As the market has experienced a downturn, I am fielding calls from our 403(b) plan participants regarding their retirement plan...
Products | August 31st, 2015 Annual 401(k)/403(b) Day Campaign Focuses on Financial Wellness The PSCA has made available educational resources for retirement plan participants.
Ask the Experts | August 25th, 2015 (b)lines Ask the Experts – The Difference Between QPSAs and QJSAs “What is the difference between a QPSA and QJSA?”
Products | August 24th, 2015 MetLife Offers Retirement Planning Resources for Teachers The “MetLife 3 R’s to Retirement” campaign and website offer resources and guidance to public school district employees.
Administration | August 24th, 2015 Can K-12 403(b)s Find a Balance? There’s been a tug of war, of sorts, over the best design for K-12 school district 403(b) plans, but some...
Compliance | August 21st, 2015 School District Suffers Data Breach During Audit A flash drive containing information about 403(b) or 457(b) plan participants that was given to an IRS agent was lost.
Ask the Experts | August 18th, 2015 (b)lines Ask the Experts – What Is a Financial Wellness Program? “I keep hearing about the concept of financial wellness, but I am not quite certain what it means.
Administration | August 13th, 2015 A K-12 403(b) Plan Sponsor Consolidates Vendors While establishing processes to comply with IRS regulations, a school district in Illinois decided it wanted a better plan for...
Products | August 11th, 2015 SPARK Publishes Updated 403(b) Info Sharing Best Practices The purpose of the revision is to provide more specificity concerning the data to be shared between providers.
Ask the Experts | August 11th, 2015 (b)lines Ask the Experts – Adding Roth When After-Tax Already Exists “We are considering adding Roth contributions to our 403(b) plan.
Ask the Experts | August 4th, 2015 (b)lines Ask the Experts – Why Conduct an RFP for a Recordkeeper? “Why should I conduct a request for proposals (RFP) for a recordkeeper for my retirement plan?”
Ask the Experts | July 28th, 2015 (b)lines Ask the Experts – Can a 403(b) Offer Managed Accounts? “Can a 403(b) plan offer managed accounts?”
Administration | July 22nd, 2015 The Need for a Better K-12 403(b) Plan Design Lack of awareness, pressure by vendors that want to maintain the status quo and limited provider choice are hindering K-12...
Data and Research | July 21st, 2015 Health Care Providers Very Attuned to Retirement Readiness Sixty-eight percent say helping employees accumulate income for retirement is the primary goal of their plan.