Investing | April 18th, 2019 ‘Modern Tontine Theorists’ Have Ideas for Retirement Savings Decumulation Tontines are a type of historical annuity structure that was first put into well-documented practice as far back as the...
Ask the Experts | February 12th, 2019 (b)lines Ask the Experts – Difference Between Investment in Annuity and Annuity Distribution Experts from Groom Law Group and Cammack Retirement Group answer questions concerning 403(b) plans and regulations.
Investing | December 14th, 2018 Diverse Stakeholders Look to Boost In-Plan Retirement Income Continued net flows out of the DC system, driven by Baby Boomer retirements, could cause more provider consolidation and redoubling...
Administration | November 30th, 2018 Strategies for DC Plans to Mitigate Risks in 2019 Willis Towers Watson offers nine actions for DC plan sponsors to mitigate risks in 2019.
Data and Research | November 21st, 2018 Younger Individuals Most Open to Annuities Forty-two percent of consumers in a LIMRA SRI study said they were open to the idea of annuities, and 61%...
Data and Research | October 25th, 2018 Guaranteed Income Preferred Over Lump Sums More than half of Americans say they would prefer guaranteed income of $660 a month over a $120,000 lump sum,...
Data and Research | September 28th, 2018 Decumulation a Slow Process for Retirees They are worried about longevity risk, the Plan Sponsor Council of America says.
Data and Research | September 26th, 2018 Health Care Management Combined With Annuities May Help With Retirement Health Costs A report details how utilizing the savings through health management can fund staggered annuities to help pay for health care...
Investing | September 20th, 2018 How Sponsors Can Offer Guaranteed Lifetime Income One option is through a profit sharing plan that invests the money in an annuity once a participant retires.
Investing | August 31st, 2018 Return on Investments, Mortality and Insurer Expenses Key Factors in Pricing Annuities Whether looking to provide in-plan guaranteed income solutions for a DC plan or looking for an annuity to purchase for...
Ask the Experts | August 14th, 2018 (b)lines Ask the Experts – Why 403(b) Assets Are Generally Not Held in a Trust “Why are 403(b) plan assets generally not held in a trust?”
Participants | June 29th, 2018 Cerulli: Participants Are ‘Generally Clueless’ About DC Plan Decumulation A new Cerulli Associates survey suggests that at least half of 401(k) plan participants have no idea what to do...
Administration | June 20th, 2018 PSNC 2018: Pension Risk Transfer Options DB plan sponsors want to keep control of their plans as they de-risk.
Investing | June 8th, 2018 Signs of Annuity Market Stabilization After DOL Fiduciary Rule Derailment Data from Morningstar demonstrates variable annuity net assets fell 1.6% to $1.95 trillion during the first quarter of 2018, versus...
Data and Research | April 12th, 2018 Longevity Risk a Concern for Single Retirees This is especially true for single women retirees, but a survey finds owning an annuity and working with a financial...
Products | April 3rd, 2018 Employers May Offer Retirement Income Product From Prudential Prudential has introduced Guaranteed Income for Tomorrow (GIFT).
Compliance | February 23rd, 2018 IRI Calls on Congress to Pass Mandatory 401(k) Legislation A blueprint from the Insured Retirement Institute offers a guide for its dialogue with Congress and the Administration about improving...
Data and Research | February 8th, 2018 Boomers Want Retirement Income They Cannot Outlive However, 45% said they do not know how to select a retirement income product, according to a survey by fixed...
Compliance | January 8th, 2018 Bill Intends to Offer More Explicit Safe Harbor for Selecting Annuity Providers It intends to amend the Employee Retirement Income Security Act (ERISA) and lays out specific criteria for selecting an annuity...
Opinions | November 20th, 2017 SeLFIES Can Improve the Nation’s Retirement Security Robert C. Merton, Ph.D., and Arun S. Muralidhar, Ph.D., discuss how Standard of Living indexed, Forward-starting, Income-only Securities can address...