Public Sector Employees Favor Default Investment Offerings
MissionSquare findings emphasize the importance of well-designed default options in securing retirement outcomes.
Tag: Auto Enrollment
Benefits |
SECURE 2.0: What’s Effective This Year and What Plan Sponsors Need for 2026
While implementing SECURE 2.0 provisions effective 2025, plan sponsors prepare for a big change next year.
Do New-Plan Auto-Enrollment Rules Apply to Existing Employees?
Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Treasury, IRS Issue Proposed Regulations on SECURE 2.0 Provisions
The agencies proposed guidance on how plan administrators can comply with the Roth catch-up rule that begins in 2026 and,...
Auto-Enrollment Significantly Drives Equity in Retirement Savings
Vanguard research ‘forcefully shows’ modern plan design features like automatic enrollment promote retirement savings participation across racial and ethnic backgrounds....
Benefits |
Design Options: Building Strong Retirement Plans
Retirement plan designs that include features and investment options incorporating retirement income into defined contribution plans are a 'good starting...
Benefits |
Dawn Foods Boosts Employer 401(k) Matching Contribution
Michigan-based Dawn Foods Inc. changed its contribution matching formula to increase the total and reduce participants’ confusion.
How Sponsors Can Get the Most out of DC Plan Design Changes
Annuities may be a hot topic, but sponsors can add the most value to plans by incorporating features like auto-enrollment...
Benefits |
Plan Progress Webinar Series: Plan Benchmarking
Using retirement plan data and a mission statement to define and measure success.
SECURE 2.0 Corrections Drafted by Congress
The bill will likely have to be added to a budget bill early in 2024 to pass.
Benefits |
‘Total Financial Wellness’ Expected to Increase in 2024
Looking ahead to next year, Vanguard’s David Stinnett predicts plan sponsors will continue to expand financial wellness programs and will...
Benefits |
Workers’ Retirement Savings Are Boosted By Access to Savings Tools
BlackRock and Human Interest found that the lack of access to a retirement plan is a ‘crucial’ factor to preventing...
Examining the Effects of Changes to UK Auto-Enrollment
A study examined what would happen if the minimum earning threshold for UK auto-enrollment was removed, identifying positive and negative...
Plan Sponsors Push Toward Retirement Income, Financial Wellness Over Last Decade
Plan sponsors have increased their focus on delivering expanded benefits and employee financial wellness programs in defined contribution plans, according...
Bipartisan Auto Reenroll Act of 2023 Introduced in Senate
The proposed bill clarifies the ability of employers to automatically reenroll workers who had previously opted out of contributing to...
Benefits |
Participation Rates in 401(k) Plans Reach All-Time High
Plan sponsors have driven plan participation in the last 15 years to a record high in 2022, Vanguard reports.
When Does a New Plan Have to Meet SECURE 2.0 Mandates?
Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Auto-Enrollment Gains in Popularity Among Retirement Plan Participants
An annual American Century Investments survey revealed a major increase in acceptance and expectation of employers pushing employees to save...
Opinions |
Time for SECURE 3.0
America has a retirement crisis, and SECURE 2.0 takes some important steps to address it, but they are not enough.
Plan Creation in a Post-SECURE 2.0 World
SECURE 2.0 creates new tax credits and requires automatic features that will shape plan creation going forward.