Maximum Benefit and Contribution Limits Table 2025
Maximum Benefit/Contribution Limits for 2020 through 2025, with a downloadable PDF of limits from 2015 to 2025.
Tag: Contribution/Benefit Limits
Benefits |
IRS Increases 401(k) Limit to $23,000 for 2024, IRA Limit to $7,000
The new limits come with guidance on all the cost-of-living adjustments affecting limitations for pension plans and other retirement-related items...
Some Members of Gen X, Y Are 401(k) 'Super Savers'
They are either maxing out the IRS maximum contribution limit on 401(k)s or contributing 90% of the max or more.
(b)lines Ask the Experts – Do 415 Limits Include Age-50 and 15-Year Catch Up Contributions?
“Our 403(b) plan provides for a fairly large employer contribution, which causes some of our employees to be restricted by...
Coalition to Defend Retirement Plan Tax Incentives
Industry advocates and businesses have formed a coalition with the mission to expand Americans’ access to retirement plans and to...
Most Workers Want Access to DC Plans
A new study by LIMRA indicates most workers prefer to save for retirement through their employers, and they value key...
IRS Updates Taxable Wage Base for Permitted Disparity
A revenue ruling provides tables of covered compensation under Section 401(l)(5)(E) of the Internal Revenue Code and the Income Tax...
Most Public Pensions Saw Major Reforms Following Great Recession
In the wake of the financial crisis of 2008, public pension plans made several reforms including benefit cuts, and increases...
(b)lines Ask the Experts – Discovering an Excess Deferral in the Year of the Excess
“I just discovered that our CEO exceeded the Internal Revenue Service (IRS) 402(g) elective deferral limit to our 403(b) plan...
(b)lines Ask the Experts – 415 Limit When Sponsoring Both a 401(a) and 403(b)
“We are a private tax-exempt hospital that sponsors a 401(a) and a 403(b) plan, both of which are subject to...
(b)lines Ask the Experts – How Would the 415 Annual Additions Limit Be Met?
“I noticed that, though the elective deferral limits for retirement plans did not increase for 2017, the 415 dollar limit...
Retirement Plan Deferral Limit Unchanged for 2017
Other limits also remained unchanged according to an IRS Notice, but the annual 415 limit increased.
(b)lines Ask the Experts – Will Deferral Limits Rise for 2017?
“I’ve already read some estimates that the current 402(g) limit on retirement plan elective deferrals will rise $500 in 2017,...
PSNC 2016: Pension Plan De-Risking
The pension plan de-risking conversation plays out on a spectrum and often takes years—if not decades—to run from start to...
SSGA Calls for Nationwide, Cohesive Retirement Savings Strategy
Federal law would require all private sector employers to offer a retirement savings plan.
(b)lines Ask the Experts – Can Church Plan Employees Contribute More?
“Are there still rules that allow church employees to contribute more than they might normally be able to do under...
Products |
Report Offers Guide for Safe Harbor Plan Nondiscrimination Testing
Daniel Schwallie, an attorney with Aon Hewitt’s Retirement Legal Consulting & Compliance practice, discusses the confusion caused by different definitions...
President Again Proposes Cap on Retirement Savings
President Obama says the proposed cap on tax-deferred savings distributes the cost of government more fairly among taxpayers of various...
Current Tax Treatment Benefits Employees Across Income Scale
A new whitepaper argues workers across the income spectrum get a pretty even shake when it comes to retirement benefits.
(b)lines Ask the Experts – How Long Will Limits Remain Unchanged?
“I was disappointed that almost all the Internal Revenue Service (IRS) benefits and contribution limits did not increase for 2016....