Most Participants Don’t Even Touch the Limit
A paper explores whether higher limits on 401(k) plan contributions encourage people to save more.
Tag: Contribution/Benefit Limits
More Americans Delaying Retirement
Financial constraints are also causing many to delay a wide number of major life events.
Millennials Better Savers Than Boomers
More younger savers have increased their retirement contribution in the past year.
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BNY Mellon Raising Commitment to DC Plans
Launches new publication for sponsors and advisers.
IRS Sets 2016 HSA Limits
A new revenue procedure provides the 2016 inflation adjusted amounts for health savings accounts.
Most Americans Unaware of IRS Deferral Limits
A recent survey from Fifth Third Bank finds a vast majority of Americans cannot identify the Internal Revenue Service’s limits...
Cap on Savings Raises Industry Hackles
President Obama’s proposed budget once again looks to cap retirement plan savings to about $3 million per investor.
Enforcing Plan Limits for 403(b)s Not So Simple
There are unique rules for 403(b) plans that make enforcing contribution and benefit limits not so straightforward.
Some Context Around 2015 Deferral Limit Increases
October 28, 2014 (PLANSPONSOR.com) – A $500 increase in the annual elective deferral maximum for defined contribution retirement plans may...
Retirement Plan Deferral Limit to Increase in 2015
October 23, 2014 (PLANSPONSOR.com) - The Internal Revenue Service (IRS) announced cost of living adjustments affecting dollar limitations for retirement...
(b)lines Ask the Experts – When to Expect Contribution Limit Information
September 16, 2014 (PLANSPONSOR (b)lines) – “Already attempting to plan for 2015. Do we know when the new retirement plan...
(b)lines Ask the Experts – 457 Deferrals and Plan Limits
September 9, 2014 (PLANSPONSOR (b)lines) – “I have a new employee who contributed to the retirement plans of his prior...
(b)lines Ask the Experts – Employer Contribution Limits for 403(b)s and 457(b)s
July 22, 2014 (PLANSPONSOR (b)lines) – “I realize that there are separate 402(g) elective deferral limits for 457(b) and 403(b)...
How Tax Reform Could Affect Retirement Plans
July 15, 2014 (PLANSPONSOR.com) – Several proposed tax reforms would restructure how retirement vehicles are taxed and could negatively impact...
Benefits |
Increasing Benefits Limits Does Not Encourage New Plans
April 21, 2014 (PLANSPONSOR.com) – Data does not suggest a strong connection between increases in contribution limits and the creation...
Industry Group Defends Retirement Plan Tax Incentives
April 14, 2014 (PLANSPONSOR.com) – The Coalition to Preserve Retirement sent an open letter to Representative David Camp, R-Michigan, chairman...
(b)lines Ask the Experts – Excess Deferrals: Which Plan Pays?
January 21, 2014 (PLANSPONSOR (b)lines) – “We have automated caps in our payroll system that prevent deferrals in excess of...
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App Accesses Plan Contribution Limits
December 10, 2013 (PLANSPONSOR.com) – Alliance Benefit Group-Illinois (ABG-IL) has released an application to keep interested parties updated on plan...
PBGC Increases Maximum Benefit for 2014
November 6, 2013 (PLANSPONSOR.com) – The Pension Benefit Guaranty Corporation (PBGC) announced the yearly maximum guaranteed benefit for a 65-year-old...
Retirement Plan Deferral Limits Unchanged for 2014
October 31, 2013 (PLANSPONSOR.com) – The Internal Revenue Service (IRS) released the cost-of-living adjustments for 2014, which affect dollar limitations...