Student Loan Debt Can Constrain Workers Even Into Retirement
Currently, 8.8 million borrowers are nearing or in retirement and owe $380 billion in student loan debt.
Tag: DCIIA
Vanguard: Auto-Enrollment Continues to Boost Savings, Deferral Rates
Because of the power of automatic enrollment, 401(k) plans with less than 90% participation rates are ‘now in the minority.’
Annuities Embedded in TDFs: The Way Forward?
Vanguard research suggests that hybrid annuity target-date funds can potentially benefit for less engaged participants, but effectively implementing the solution...
Saver’s Match Could Benefit Participants and Sponsors
Implementing the Saver’s Match may benefit plan sponsors in multiple ways, finds the Collaborative for Equitable Retirement Savings.
Early Withdrawals Found to Exacerbate 401(k) Account Disparities Across Race, Gender
In addition to lower contribution rates, Black and Hispanic workers tend to withdraw money more frequently from their 401(k)s, resulting...
Incorporating Alternatives Into DC Plans Brings Challenges, Opportunities for Plan Sponsors
The U.S. is falling behind other countries in offering alternative investments in defined contribution plans, according to speakers at the...
DCIIA Provides QDIA Selection Advice to Plan Sponsors
Plan sponsors should consider their participants’ retirement income needs, ease of use, personalization and cost when evaluating qualified default investment...
Emergency Savings Serve as Buffer To Protect Retirement Assets
For low-income households, having at least $1,000 in emergency savings can prevent them taking hardship withdrawals from their retirement savings,...
DCIIA Delivers Guide to Plan Service Providers
The April report outlined the differences, in action and duty, between ERISA fiduciaries.
Retirement Industry People Moves
TIAA names Latini to new position as wealth distribution head; DCIIA votes in 2023 committee members; Pentegra appoints two vice...
Older Plan Participants Face Retirement Income Shortfall
Plan sponsors should consider providing income guidance and offerings to the 'retirement tier' of participants, according to a new report...
DCIIA Announces Three New Advisory Councils
New advisory councils will expand DCIIA’s research and engagement into defined contribution retirement plans.
DCIIA Announces Lisa Massena as New COO
Massena, the founder of Massena Associates, brings experience on state-sponsored private-sector plans and a focus on innovations and best practices...
New Study Examines Motivations for Plan Engagement
Recent research challenges old findings that fear is a better motivator than encouragement when it comes to plan engagement.
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DCIIA Publishes Resource for Introducing a Retirement Tier in DC Plans
A new series of papers aims to provide plan sponsors a framework for supporting near retirees and retirees in preparing...
Helping Sponsors Speak in the New Retirement Income Tongue
DCIIA hopes its new retirement income glossary will help sponsors ask important questions, such as, “Do we want to keep...