decumulation Archives

Opinions | October 4th, 2024

Accumulating Differences: Why Personalization Matters More for Older Investors

Research shows how advice and recommendation needs are likely to be increasingly varied among investors as they age.

Benefits | July 1st, 2024

Design Options: Building Strong Retirement Plans

Retirement plan designs that include features and investment options incorporating retirement income into defined contribution plans are a 'good starting...

Products | January 23rd, 2024

How AI, FinTech Solutions Aim to Enhance Financial Security, Retirement Savings

Speakers at the EBRI-Milken Institute 2024 Retirement Symposium discussed technology as an important tool to leverage when addressing issues of...

Benefits | June 1st, 2023

How Plan Sponsors Can Shift Focus to Decumulation

As most retirees no longer rely on a pension for lifetime income, plan sponsors should be exploring benefits that will...

June 1st, 2023

Interest Grows Among Employers in Retaining Retiree Assets In-Plan

Cost, administrative work and fiduciary duties are all considerations when contemplating changing from traditional retirement plan structures.

Benefits | June 1st, 2023

Robust Retirement Tiers Can Help Keep Participants In-Plan

Plan sponsors who want to continue serving their retirees need to give them a reason to stay.

Data and Research | March 20th, 2023

Retirement Income Products Should Reflect Retirees’ Desire for Stability, Survey Shows

Retirees expressed that guaranteed lifetime income, as well as control and access to their money, are top priorities in a...

Opinions | September 19th, 2022

Personalization and the DC System

A typical platform might use age and salary to generate investment recommendations. What additional factors could lead to more customized...

Administration | September 13th, 2022

Personalization Is Key to Creating a Paycheck in Retirement

Auto-features won’t work in the decumulation phase of defined contribution plans, says Shlomo Benartzi.

Administration | June 17th, 2022

Edelman Introduces Retirement Income Product

The retirement income product is for near-retirees and retirees, and offers a complimentary retirement checkup with an adviser.

Investing | June 14th, 2022

PSNC 2022: Decumulation Designs

One reason lifetime income options are important for plan sponsors to explore is that many individuals underestimate how long they...

Data and Research | May 16th, 2022

Public-Sector Workers Delay DC Plan Decumulation

Data on decumulation patterns can be useful to public-sector DC plan sponsors who want to help employees with retirement planning.

Tag: decumulation