Tag: Defined Contribution (DC)

There seems to be a disconnect between employees’ primary concerns, needs and preferences and the reshuffling of employer dollars, Willis...

Researchers first found that introducing a longevity income annuity into the DC plan investment menu is attractive to the majority...

The transition is expected to kick off in 2018

 

They are either maxing out the IRS maximum contribution limit on 401(k)s or contributing 90% of the max or more.

This is prompting employers to ask their benefits brokers for new and innovative solutions.

The IRS says it is modifying its historic approach to pre-approved plans in order to encourage employers that currently maintain...

The idea seems to be to help employees establish better tax-diversity in their retirement holdings—as well as more controlled and...

However, many cite obstacles to saving for retirement.

In addition, smaller companies that do sponsor a retirement plan for employees cite reasons for not using automatic plan features.

A J.P. Morgan analysis points out one relatively unknown strategy that may help investors respond to big changes in the...

According to a survey by the American College of Financial Services, 74% of respondents failed a 12-question retirement income quiz.

BMO has issued a report giving details on participation rates, deferral rates, account balances and more.

Asset managers are taking the next steps in TDF innovation and many are eyeing strategic beta for higher returns and...

There are key actions every plan sponsor and benefits committee can take to promote outstanding performance from their financial advisers—and...

Experts addressing the PLANSPONSOR National Conference urged attendees not to fear aggressive re-enrollments from a fiduciary or workload perspective.

“We are at a unique inflection point in history, with a number of forces converging simultaneously that are forever changing...

Including information from outside sources, the Retirement Readiness Report projects a clearer picture of participants’ retirement outlook.

 

DC plan participants also continue to contribute and mostly keep their investment allocations the same.

Looking at the U.S. specifically, the shortfall of retirement savings needed is growing at a rate of $3 trillion each...

A paper from Prudential Retirement discusses the benefits of offering lifetime income products in DC plans and how plan sponsors...