Trade War Effects on Retirement Plans
What plan sponsors should consider as trade wars intensify.
Tag: defined contribution plans
ICI Finds Patterns in Retirement Plan Participant Loan Activity
ICI finds that two factors appear to influence DC plan participants’ loan activity: reaction to financial stresses and a seasonal...
Important Information Regarding Interest Rates’ Effects on Fixed Income Vehicles
An Insights article from Cammack Retirement notes how different fixed income vehicles perform under a rising interest rate environment and...
Gen X and Gen Y Making Sacrifices to Save More for Retirement
Many Gen Xers and Gen Yers deferred 90% or more of the Internal Revenue Service (IRS) maximum allowance for contributions...
Legislators Propose Expanded Features for SIMPLE Plans
A new law would raise the contribution limit for SIMPLE plans from $12,500 to $15,500 for the smallest businesses and...
(b)lines Ask the Experts – Must Plans Adopt Budget Act New Hardship Withdrawal Rules?
“I am aware from a prior Ask the Experts column that the Bipartisan Budget Act of 2018 made some changes...
Tax Reform Change to Plan Loans Requires Updates to Documents
The new law extends the time a participant has to repay loans from 60 days after an offset to the...
Opinions |
Barry’s Pickings: We Need Standardized Lifetime Income Disclosure, ASAP
Michael Barry, president of October Three (O3) Plan Advisory Services LLC, discusses support for—and some opposition against—providing lifetime income disclosures...
The Case for Using an Institutional Approach for DC Plan Investments
An institutional investment approach uses outcome-oriented investments, broad asset class diversification, best-of-breed investment management, a thoughtful mix of active and...
ARA Study Finds Electronic Delivery of DC Plan Disclosures Can Save Money
Current regulations requiring paper delivery of participant DC plan information can cost investors between $350 to $500 million per year,...
Consultants Support Retiree-Focused Investment Options
DC plan consultants surveyed by PIMCO offer suggestions for helping retirees with income, core investment menu design and other DC...
Opinions |
What Plan Sponsors Need to Know About DC Plan Cybersecurity
Retirement plan sponsors that take cybersecurity seriously are less likely to see their participants’ assets and personal information affected by...
ERISA Advisory Council Offers Recommendations for Simplifying Mandated Disclosures
For example, the Council proposes to develop an alternative means of compliance by which the introductory portion of the SPD–referred...
Study Shows Growth of DC Plans as Retirement Income Source
“Consequently, any policy that alters this system could have consequences–either positive or negative–for Americans’ ability to fund a comfortable retirement,”...
SURVEY SAYS: Socially Responsible Investments in DC Plans
The Department of Labor (DOL) has paved the ways for inclusion of environmental, social and governance (ESG)-screened investments to be...
Retirement Program Designs of the Future: Beyond Automatic Plan Features
As retirement plan sponsors focus on increasing retirement income replacement ratios for participants and new generations enter the workforce, they...
Opinions |
To Prioritize Retirement Saving May Not Be Best for All Workers
Many may need to set up an emergency fund or pay off debt first.
Fidelity Finds Increase in Retirement Plan Millionaires
The number of 401(k) savers with at least $1 million in their 401(k) increased to 150,000 at the end of...
U.S. Retirement Market One of Two Dominated by DC Plans
Willis Towers Watson’s Thinking Ahead Institute’s 2018 Global Pension Assets Study also found the U.S. retirement market has a greater...
Concerns and Priorities Competing for Plan Sponsors’ Time and Effort
Having trouble managing concerns dictated by rules and regulations, while also addressing priorities for your retirement plan? That’s where providers...