Investing | March 18th, 2024 2024 PS Webinar: The Evolution of QDIAs For plan sponsors, assessing their participants’ desire for both retirement income and customization are the next frontiers for target-date-fund offerings.
Benefits | October 16th, 2023 Is It Time for an ERISA Reboot? Many industry experts believe there is a need for an ‘ERISA 2.0’ that includes a stronger framework for universal coverage,...
Data and Research | August 28th, 2023 Examining the Effects of Changes to UK Auto-Enrollment A study examined what would happen if the minimum earning threshold for UK auto-enrollment was removed, identifying positive and negative...
Products | August 9th, 2023 Voya Financial Developing Dual Investment Defaults Seeking to win market share to its managed accounts, Voya is pursuing dual QDIAs.
Benefits | June 15th, 2023 Participation Rates in 401(k) Plans Reach All-Time High Plan sponsors have driven plan participation in the last 15 years to a record high in 2022, Vanguard reports.
Compliance | June 12th, 2023 Plan Sponsors Prepare: Health Care Regs Going the Way of 401(k)s Health care regulation enacted in 2021 is coming to the fore, as deadlines loom and litigation appears to be ramping...
Data and Research | April 10th, 2023 Target-Date Funds Have Normalized Workers’ Equity Allocations Extreme and age-inappropriate allocations by workers to equities, of either 100% or nothing, have been solved by the Pension Protection...
Compliance | February 28th, 2023 IRI Priorities for 2023 Include Focus On Lifetime Income The insured Retirement Institute wants regulatory and legislative changes in order to drive greater in-plan use of guaranteed lifetime income...
Investing | November 18th, 2019 The Evolving Nature of TDFs Since their introduction, TDFs usage has grown to dominate the retirement plan investment landscape, and innovation will continue this growth.
Data and Research | June 19th, 2019 TIAA Institute Links TDFs to Positive Retirement Investment Behavior The think tank releases a study report about the relationship between participant behavioral changes and default investment funds.
Data and Research | May 9th, 2019 Fidelity Analysis Shows Advantage of Long-Term Investing for Retirement In the decade following the Great Recession of 2008, for participants who remained invested in their 401(k)s, overall, average balances...
Data and Research | November 5th, 2018 Years of Positive Retirement Savings Behaviors Lead to Record Balances The average 401(k) balance reached an all-time high of $106,500 in the third quarter, and the average 403(b) balance is...
Compliance | September 8th, 2017 Court Finds Multiemployer Plans Can Impose More Than Withdrawal Liability on Employer The 11th U.S. Circuit Court of Appeals ultimately determined there is no explicit restriction saying a critical-status multiemployer plan’s board...