Data and Research | April 29th, 2015 Plan Sponsors Are Getting the Retirement Message Fidelity’s latest retirement industry snapshot report suggests more plan sponsors are implementing helpful plan design changes.
Data and Research | April 21st, 2015 Moving the Needle on Retirement Confidence Confidence in retirement is up, according to EBRI’s latest Retirement Confidence Survey, but people realize they could do more to...
Investing | April 20th, 2015 New Plan Design Trends Improved Participant Allocations Extreme equity investing in DC retirement plans has declined.
Data and Research | April 20th, 2015 Sponsors’ Approach to Loans Affects Retirement Plan Leakage When a plan sponsor permits multiple rather than only one loan, the probability of plan borrowing nearly doubles, researchers found.
Participants | April 10th, 2015 ACA Could Crimp Competitive Benefit Offerings Health benefits may no longer be as big a draw for new employees, with the ACA in play.
Opinions | March 26th, 2015 Addressing Post-Retirement Risks The cost of delaying consideration of retirement income products
Products | March 23rd, 2015 Empower Launches Research Unit Improving retirement outcome is the mission of Empower Retirement, which will research retirement issues and challenges.
Products | March 9th, 2015 Sibson Offers DC Plan Scorecard Measuring the success of a DC plan includes more than the traditional metrics.
Participants | March 3rd, 2015 Plan Design Is One Way to Stanch Outflows Retirement readiness is the loser when participants take distributions before retirement, says BMO Retirement Services in a white paper.
Data and Research | March 2nd, 2015 Researchers Find Little Cost Difference from Auto-Enrollment A report suggests employers that use automatic enrollment in their defined contribution retirement plans may be using deferral and match...
Participants | February 25th, 2015 Five Behaviors That Sabotage Retirement Savings Years of education, communication strategies and support haven’t done as much to move the needle on retirement plan participant retirement...
Administration | February 19th, 2015 Getting Auto-Enrollment Implementation Right Implementing automatic enrollment without thinking through plan design can result in compliance and administrative issues.
Participants | February 19th, 2015 Helping Participants Save More, Invest Better Saving enough and investing appropriately are key to improving outcomes for retirement plan participants.
Administration | February 13th, 2015 Managing Risks for DC Retirement Plans Defined contribution retirement plan sponsors are subject to many risks which ultimately put a company’s reputation at risk, experts at...
Compliance | February 5th, 2015 Beneficiary Designation Forms Not Governing Plan Documents An employer’s retirement plan documents did not incorporate beneficiary designation forms in its language or appendices, so the forms did...
Compliance | February 3rd, 2015 Cap on Savings Raises Industry Hackles President Obama’s proposed budget once again looks to cap retirement plan savings to about $3 million per investor.
Ask the Experts | February 3rd, 2015 (b)lines Ask the Experts – What Is a FICA Alternative Plan? “I recently started working in the employee benefits department at a large public university.
Compliance | January 27th, 2015 Council Supports Keeping Participants in Retirement Plans The ERISA Advisory Council has made recommendations to support the idea of retirement plan participants keeping their savings in ERISA-covered...
Ask the Experts | January 27th, 2015 (b)lines Ask the Experts – Difference Between Roth and After-Tax January 27, 2015 (PLANSPONSOR (b)lines) – “What is the difference between a Roth 403(b) contribution and an after-tax 403(b) contribution?”
Compliance | January 26th, 2015 Post-Termination Plan Amendment Impermissibly Reduced Payments A federal appellate court has agreed with the PBGC that a retirement plan amendment adopted after the plan’s termination impermissibly...