Income Taxes Follow Participants Into Retirement
Near-retirees broadly worry about future health care costs, the impact of inflation and market downturns—but relatively few are tackling the...
Tag: Post-Retirement
TDFs Can Provide Retirement Income as Part of ‘Auto Retirement’
BlackRock Managing Director Anne Ackerley, in conversation with PLANSPONSOR, explains new opportunities to deliver retirement income solutions to plan participants,...
Participants’ Optimism Parallels Lack of Specific Planning
While there is strong optimism concerning the equity markets and long-term growth, there is also a lack of specific planning...
Large Plan Sponsors Define the Cutting Edge of DC
An in-depth review of the results of the latest BlackRock Defined Contribution Pulse Survey show the largest plan sponsors continue...
GAO Recommends Steps to Connect Participants With Retirement Accounts
The agency also offered suggestions for rollovers by participants in foreign retirement plans.
BlackRock DC Pulse Survey Highlights Sponsor Decumulation Challenge
More plan sponsors this year than last have voiced a concern that their workers may have to delay retirement; this...
Boomers Want Retirement Income They Cannot Outlive
However, 45% said they do not know how to select a retirement income product, according to a survey by fixed...
Empower Draws Participant Engagement With Estimated Retirement Income
The firm's study shows that when individuals view their projected monthly income in retirement, those who take action increase their...
Investors Agree Guaranteed Income in Retirement Is Important
However, there is confusion about how to get this additional income stream.
Retirees Found Some Expenses in Retirement Higher Than Expected
In addition, a survey finds, some Baby Boomers delayed retirement because they were facing significant health care costs.
Half of Employees Don’t Want Personalized Messages About Saving for Retirement
However, a survey found 53% of employees would like their employers to offer tools to help them improve their financial...
Retirees Spending Only About 1% of Assets Each Year
More than one in three retirees actually see their assets grow, BlackRock and EBRI found.
Working Longer Could Boost Retirement Security
However, research finds workers with a lower socioeconomic status have a harder time staying in the workforce.
Debt in Retirement Affects Confidence
Only half of retirees with debt are confident they will be able to live the lifestyle they want, but 70%...
Participants’ Multiple Accounts Makes Measuring Success a Challenge
Plan sponsors should be aware that many participants have assets invested with providers that do not serve their current plan,...
Americans’ Greatest Fear About Aging is Covering LTC Costs
Many mistakenly believe government programs will cover long-term care costs, which may be why a mere 20% have taken any...
Ninety Percent of Investors Like the Idea of Guaranteed Income
But only 46% know that annuities offer it, Jackson National Life found in a study done for the Insured Retirement...
Sponsors More Focused on Their Fiduciary Responsibilities
The uncertainty over the fiduciary rule and increased participant litigation are prompting sponsors to move to lower-cost investment options.
IRS Issues Amendments for Bifurcated DB Distribution
The amendment suggests language a defined benefit sponsor might want to use.
Americans Worry Inflation Will Derail Their Retirement
Nearly one-third are "panicked" or "very worried" about inflation's negative effects.