Plan Participants Have Modest Retirement Expectations
Dreams of retiring to a warmer place are taking a backseat as participants’ expectations about life after work are tempered...
Tag: retirement savings
Women’s Financial Confidence Is Lower for Retirement Than for Day-to-Day
Women are starting to feel more comfortable talking about money, with 53% saying they would find it easier to talk...
Feeling Prepared for Retirement Increases With Professional Help
Workers preparing for retirement with the assistance of a financial professional feel better-equipped to manage several potential risks to their...
Americans Kept Saving in 2021
Vanguard's annual report credits measures such as automatic escalation for helping to keep participants saving through COVID-19.
Senators to Propose Retirement Bill Tackling Emergency Savings
Murray and Barr bill would address retirement and emergency savings.
Benefits |
States Stepping Up With Private Retirement Savings Plans
New offerings aim to benefit the estimated 57 million U.S. workers who do not have access to employer-sponsored plans.
Researchers Uncover Different Way to Encourage Retirement Savings
Research examined the effects of establishing future dates as new beginnings and opportunities to save for retirement
DC Plan Participant Savings Rates Can Be Boosted ‘By the Penny’
Reframing savings rates to pennies over percentages has proved useful in theory to boost participation and has shown success when...
Having a Written Financial Plan Improves Savings and Asset Allocation
Research suggests written plans might especially help low- to moderate-income employees save more.
Employees’ Improved Finances Mean More Demand for Financial Wellness Tools
Two-thirds of employees surveyed said having access to a financial wellness program would make them more likely to stay with...
Reframing Participant Communications Is Key for Plan Sponsors to Boost Retirement Savings
A panel of retirement researchers examined participant behaviors that can assist with or deter workers from achieving optimal savings outcomes.
Private Equity in DC Plans Could Improve Retirement Savings Shortfalls
Research shows that replacing target-date fund equity allocations with private equity can boost retirement income adequacy for participants who have...
Sponsors Can Help Participants Incorporate a Financial Timeline to Reduce Debt
Experts say analyzing finances and creating a plan will likely help workers with their personal debt.
SURVEY SAYS: Did Stimulus Payments ‘Stimulate’ the Economy?
NewsDash readers shared whether they saved or spent any stimulus payments they received.
Lack of Income, Future Income Misperceptions Hinder Retirement Savings
Not making enough money and overestimating what benefits will be received from Social Security are keeping some Americans from saving,...
Unequal Financial Experiences Highlight Need for Different Emergency Savings Solutions
Some people have not recovered from economic losses caused by the pandemic and need help from employers, retirement plan providers...
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What a Year Without Retirement Savings Can Do to Participant Outcomes
Scenarios show what a break in savings, as well as distributions and loans, can do to a participant’s retirement account...
Repeat Record Balances Highlight Need to Improve Coverage
Participant balances in employer-sponsored retirement plans have never been higher, yet millions of Americans lack access to tax-advantaged savings opportunities...
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Addressing the Haves and Have-Nots in Retirement Savings
The experience during the pandemic of those with and without retirement savings has highlighted the issue of income inequality, says...
Simplifying the Retirement Planning Message
Employees need to be taught how to manage finances and save for the future before being advised on how to...