Data and Research | May 29th, 2024 Participant Spending Behavior Plays Role in Selecting QDIA, Guaranteed Income Solutions New J.P. Morgan research finds that participants experience spending surges and volatility at different points of retirement.
Participants | September 15th, 2023 Housing Expenses Drive Spending Volatility in Retirement Home-related expenses were 5 times more likely to drive spending volatility for retirees than health-related expenses, according to data from...
Data and Research | September 14th, 2023 The Impact of Spending Spikes on Retirement Readiness Report reveals that higher credit card debt is associated with lower 401(k) contributions and account balances.
Data and Research | March 7th, 2023 Employers Should Offer Variety of Retirement Income Options, Survey Shows A new report argues that plan sponsors should offer retirement income solutions such as annuities to provide lasting lifetime income...
Benefits | September 27th, 2022 Report Shows Different Spending Patterns by Retirement Plan Type The research demonstrates that public-sector workers tend to feel safer spending more when they have a defined benefit retirement plan...
Products | March 21st, 2022 J.P. Morgan Launches Integrated Retirement Income Spending Tools Retirement income tools that can be integrated into TDFs provide a way for plan sponsors and advisers to help participants...
Data and Research | August 18th, 2020 Almost Half of Retirees Cannot Maintain Spending Those who failed to preserve spending were also more likely to owe mortgage payments, choose lump-sum annuity options and claim...
Data and Research | May 13th, 2019 The Majority of Retirees Spend Below Their Income, a New Study Finds EBRI dives into the spending patterns of older Americans and reveals what could make them outspend their income.