Tag: Roth

The head of institutional investor advice at Vanguard shares her predictions for retirement plan trends next year.

The way Roth-style accounts are reflected in the federal budget mean they will likely continue to drive often-complex retirement plan...

Because of the power of automatic enrollment, 401(k) plans with less than 90% participation rates are ‘now in the minority.’ 

Plan sponsors, recordkeepers and payroll providers face many challenges when it comes to implementing the SECURE 2.0 provision requiring certain...

A few informal proposals have been made in recent years, and none got very far.

In 2023’s fourth quarter, the number of tax-preferred education savings and prepaid accounts rose to 16.4 million.

The plan’s matching rate is 5%, and the TSP increased the automatic enrollment contribution to 5% of income in 2020.

The insurance provider launched its emergency savings program in April, allowing participants to contribute up to $10,000 to the account...

Experts from Groom Law Group and NAGDCA noted in a webinar clarifying points from the IRS’s notice that may allow...

The IRS announced last week that plan sponsors have an additional two years to implement the mandatory Roth catch-up provision...

SECURE 2.0 Section 603 would require catch-up contributions made by those making more than $145,000 in wages to be made...

The letter did not outline a timeline but identified four technical errors and ambiguities to be fixed.

Government plans will struggle to comply with SECURE 2.0 because of their administration requirements.

Is a strategy that allows high-earners to roll over some of their retirement money into a Roth account worth the...

Age-60 catch-ups and Roth provisions will be especially difficult for government plans to implement.

More are using automatic plan features, fiduciary advisers and investment policy statements, PSCA finds.

“In terms of the legislative agenda going forward, there is definitely a discussion of a pivot to tax reform,” said...

The lack of understanding of Roth contributions, should Congress move to limit pre-tax savings, will cause significant confusion and potentially...

Large employers also tend to include more features in their retirement plans, a Transamerica study of employers finds.

Researchers found that although education increased participants’ use of expected tax-rate changes in their plan choices, participants continued to display...