Administration | August 29th, 2024 SPARK Meeting Seeks to Identify Roth Catch-Up Needs Recordkeepers and payroll providers met to decide on workflow to establish implementation processes for SECURE 2.0 Roth catch-up mandates.
Benefits | April 25th, 2024 Government Sponsors Say Payroll Systems Are Main Obstacle to Roth Catch-Ups Government plans need more guidance from the IRS to address payroll-related complications that affect compliance with parts of SECURE 2.0.
Opinions | April 24th, 2024 Top Considerations for 403(b) Plans in 2024 Optional SECURE 2.0 provisions and IRS determination letters can help plan sponsors position their plans to meet participant needs.
Ask the Experts | January 23rd, 2024 How Are Employers’ Roth Contributions Reported for Participants’ Income Taxes? Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Benefits | September 21st, 2023 Delay on Catch-Up Provision Allows Employers to Explore Optional SECURE 2.0 Features When assessing optional provisions like emergency savings and student loan matching, Vanguard’s David Stinnett says plan sponsors should take a...
Data and Research | August 22nd, 2023 With ‘Rothification’ of Retirement Savings, Vanguard Stresses Education Vanguard’s retirement head discusses SECURE 2.0’s Roth provisions and the need for plan sponsor communication to participants.
Ask the Experts | August 21st, 2023 How Will SECURE 2.0 Catch-Up Contributions Work In 2024, Beyond? Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Ask the Experts | August 15th, 2023 How Is Compensation Defined When Considering SECURE 2.0 Catch-Up Rules? Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Ask the Experts | June 13th, 2023 Could the 15-Year Catch-Up Election Enable a Pre-Tax Catch-Up Deferral Under SECURE 2.0? Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Ask the Experts | May 9th, 2023 How and When Will SECURE 2.0 Roth Provisions Affect RMDs? Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Ask the Experts | May 2nd, 2023 Can A Church 403(b) Plan Require Employees to Use Roth Catch-Ups? Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Ask the Experts | March 21st, 2023 Can Mandatory Contributions to a 401(a) Plan Be Designated as Roth? Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Ask the Experts | February 7th, 2023 Can Participants Elect to Designate Employer Contributions as Roth or Pretax? Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Ask the Experts | January 10th, 2023 Does SECURE 2.0 Require Immediate Action by 403(b) Plan Sponsors? Experts from Groom Law Group and CAPTRUST answer questions concerning retirement plan administration and regulations.
Administration | June 13th, 2022 PSNC 2022: Innovative Ideas for Plan Design Creative plan design ideas can help retirement plan participants accumulate more savings and improve their overall financial wellness.
Ask the Experts | October 13th, 2020 Do Income Limits Apply When Making Roth Contributions to a 403(b)? Experts from Groom Law Group and Cammack Retirement Group answer questions concerning retirement plan administration and regulations.
Ask the Experts | August 13th, 2019 (b)lines Ask the Experts – What Types of Contributions Can Be Characterized as Roths? Experts from Groom Law Group and Cammack Retirement Group answer questions concerning 403(b) plans and regulations.
Data and Research | November 1st, 2017 Most Americans Oppose Limiting Pre-Tax Deferrals to DC Plans Nearly one-third (32%) of survey respondents said if this provision of tax reform is passed, it will cause them to...
Data and Research | October 26th, 2017 401(k) Contributors May Be Affected by Tax Reform Changes An EBRI report breaks down how specific age groups and salary ranges would feel the pinch.