Shining a Light on Stable Value

Did you know that 168,000 retirement plans use some form of stable value product?¹ 

We are shining the spotlight on stable value funds, revealing details plan sponsors may not have considered in the past.

Morgan Stanley has extensive experience analyzing stable value funds and can help you evaluate:

• Product structures
• Withdrawal restrictions
• Competing funds
• Fees
• Crediting rates
• Wrap contracts
• Liquidity
• Book value guarantees²
• Portfolio composition

	To learn more about how to select and monitor stable value funds, contact retirement_salessupport@morganstanley.com.
	View our webinar at plansponsor.com/morganstanleystablevalue.

¹ The Stable Value Investment Association, December 31, 2014.

² Guarantees are based on the claims-paying ability of the issuing insurance company and are subject to certain limitations, terms and conditions.

Tax laws are complex and subject to change. Morgan Stanley Smith Barney LLC (“Morgan Stanley”), its affiliates and Morgan Stanley Financial Advisors and Private Wealth Advisors do not provide tax or legal advice and are not “fiduciaries” (under ERISA, the Internal Revenue Code or otherwise) with respect to the services or activities described herein except as otherwise provided in a written agreement with Morgan Stanley. Individuals are encouraged to consult their tax and legal advisors (a) before establishing a retirement plan or account, and (b) regarding any potential tax, ERISA and related consequences of any investments made under such plan or account.

For educational purposes only. Not an offer or solicitation to invest in any particular product or service.

Morgan Stanley Smith Barney LLC.  Member SIPC.   CRC 1323843  10/15

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