Ask the Experts

Ask the Experts | October 21st, 2014

(b)lines Ask the Experts – Explaining Tax Withholding on Plan Distributions

October 21, 2014 (PLANSPONSOR (b)lines) – “As the primary administrator for our 403(b) plan, I have difficulty explaining to participants the significance of the 20% tax withholding requirement...

Ask the Experts | October 14th, 2014

(b)lines Ask the Experts – What Is a Fidelity Bond?

October 14, 2014 (PLANSPONSOR (b)lines) – “I am in the process of filing our retirement plan 5500s and a question regarding fidelity bond coverage is listed.

Ask the Experts | September 30th, 2014

(b)lines Ask the Experts – Treatment of Contracted Employees

September 30, 2014 (PLANSPONSOR (b)lines) – “I work for a 501(c)(3) arts organization and, due to the nature of our business, I have several individuals on payroll who...

Ask the Experts | September 23rd, 2014

(b)lines Ask the Experts – Preserving Contribution Sources in Plan Transfers

September 23, 2014 (PLANSPONSOR.com) - “If we switch recordkeepers should the contribution sources be preserved?

Ask the Experts | September 16th, 2014

(b)lines Ask the Experts – When to Expect Contribution Limit Information

September 16, 2014 (PLANSPONSOR (b)lines) – “Already attempting to plan for 2015. Do we know when the new retirement plan contribution limits will be announced?”

SPONSORED MESSAGE — SCROLL FOR MORE CONTENT

Ask the Experts | September 9th, 2014

(b)lines Ask the Experts – 457 Deferrals and Plan Limits

September 9, 2014 (PLANSPONSOR (b)lines) – “I have a new employee who contributed to the retirement plans of his prior employer, which maintained plans similar to ours.

Ask the Experts | September 2nd, 2014

(b)lines Ask the Experts – Different Investment Policies for DB and DC Plans

September 2, 2014 (PLANSPONSOR (b)lines) – “I serve as chair of the investment committee for a large health care entity, and we oversee the defined benefit (DB) pension...

Ask the Experts | August 26th, 2014

(b)lines Ask the Experts – Eliminating the Minimum Deferral Requirement

August 26, 2014 (PLANSPONSOR (b)lines) – “I noticed in our 403(b) plan document that there is a minimum annual deferral requirement of $200. Is this required under the...

Ask the Experts | August 12th, 2014

(b)lines Ask the Experts – Suggested Reading for New Plan Sponsor Employee

August 12, 2014 (PLANSPONSOR (b)lines) – “I was just hired by the benefits department of a large university to work on retirement plan issues.

Ask the Experts | August 5th, 2014

(b)lines Ask the Experts – Managing Form 5500 Filing for Multiple Plans

August 5, 2014 (PLANSPONSOR (b)lines) – “I work for a large nonprofit hospital, and through a series of acquisitions we have ended up administrating a variety of 401(a),...

Ask the Experts | July 29th, 2014

(b)lines Ask the Experts – Preparing for an IRS Audit

July 29, 2014 (PLANSPONSOR (b)lines) – “Though our 403(b) plan has never been audited by the Internal Revenue Service (IRS), I want to make certain we are troubleshooting...

Ask the Experts | July 22nd, 2014

(b)lines Ask the Experts – Employer Contribution Limits for 403(b)s and 457(b)s

July 22, 2014 (PLANSPONSOR (b)lines) – “I realize that there are separate 402(g) elective deferral limits for 457(b) and 403(b) plans, but what about for employer contributions?

Ask the Experts | July 15th, 2014

(b)lines Ask the Experts – Retirement Plan Contributions from Disability Plan

July 15, 2014 (PLANSPONSOR (b)lines) – “I recently started working at a University and noticed that our disability carrier has been making contributions to our retirement plan on...

Ask the Experts | July 1st, 2014

(b)lines Ask the Experts – Deferral Amount Requirement for 403(b) Participation

July 1, 2014 (PLANSPONSOR (b)lines) – “I realize the Experts addressed the issue of 403(b) participants who must be counted for Form 5500 purposes in a previous Ask...

Ask the Experts | June 17th, 2014

(b)lines Ask the Experts – ERISA-Like Practices for non-ERISA 403(b)s

June 17, 2014 (PLANSPONSOR (b)lines) – “Do the Experts think Public K-12 school districts and other 403(b) plan sponsors that are not subject to ERISA could benefit from...

Ask the Experts | June 9th, 2014

(b)lines Ask the Experts – Determining Reasonableness of Fees

June 10, 2014 (PLANSPONSOR (b)lines) – “Thanks to the new service provider and fee disclosure requirements, I have a much clearer picture of the fees paid by our...

Ask the Experts | May 27th, 2014

(b)lines Ask the Experts – Guidelines for Asking the Experts Questions

May 27, 2014 (PLANSPONSOR (b)lines) – “I recently sent a question to Ask the Experts, but it wasn’t used for the column. Can you explain why the Experts...

Ask the Experts | May 20th, 2014

(b)lines Ask the Experts – IRS Relief for Late Form 5500s

May 20, 2014 (PLANSPONSOR (b)lines) – “I read a recent article in (b)lines which indicated the Internal Revenue Service (IRS) is waiving its penalties for filing late 5500...

Ask the Experts | May 13th, 2014

(b)lines Ask the Experts – EPCRS Corrections Available for 457 Top-Hat Plans

May 13, 2014 (PLANSPONSOR (b)lines) – “We are a 501(c)(3) private tax-exempt employer that sponsors a 457(b) top-hat plan for select management or highly compensated employees.

Ask the Experts | May 6th, 2014

(b)lines Ask the Experts – Covering More Than All Bases for Notices

May 6, 2014 (PLANSPONSOR (b)lines) – “We have a complex payroll structure with a number of included/excluded groups of employees.

1 … 22 23 24 25 26 … 35

Most Read

Compliance
IRS Delays Applicability of Certain Proposed RMD Rules to 2026
Compliance
Timberland Company Targeted in Latest PRT Lawsuit
Data and Research
Pooled Employer Plan Assets Reach $10B, Cerulli Reports
Benefits
BlackRock Employees Among Early LifePath Paycheck Users
Ask the Experts
How Can Sponsors Recover Overpayments to 403(b) Plans?

Upcoming Events

Upcoming Events

2025 PLANSPONSOR National Conference

see more events