(b)lines Ask the Experts – Mandatory Contributions and Universal Availability
November 26, 2013 (PLANSPONSOR (b)lines) – “I hope the Experts can respond to yet another mandatory contribution question!
Ask the Experts
(b)lines Ask the Experts – Questions About Mandatory Contributions
November 19, 2013 (PLANSPONSOR (b)lines) – “Thank you for last week’s information about the difference between automatic enrollment and employee mandatory contributions (see
August 27, 2013 (PLANSPONSOR (b)lines) – "
(b)lines Ask the Experts – Mandatory Contributions vs. Automatic Enrollment
November 12, 2013 (PLANSPONSOR (b)lines) – “I hear all of this discussion regarding automatic enrollment, but our 403(b) plan already has a mandatory contribution that is a condition...
(b)lines Ask the Experts – Leased Employees and 403(b) Plans
November 5, 2013 (PLANSPONSOR (b)lines) – “From time to time, we lease employees from a staffing organization.
(b)lines Ask the Experts – “Tricks” and “Treats” for Nonprofit Plan Sponsors
October 29, 2013 (PLANSPONSOR (b)lines) – “Given the upcoming holiday, do the Experts have any thoughts as to the latest ‘tricks’ and ‘treats’ affecting nonprofit retirement plan sponsors?”
(b)lines Ask the Experts – QDIA Administration in a Multiple Vendor Plan
October 22, 2013 (PLANSPONSOR (b)lines) – “How are the Qualified Default Investment Alternative (‘QDIA”) rules applied in 403(b) plans in which there are multiple vendors?
(b)lines Ask the Experts – Why Some Providers Do Not Permit Loans
October 15, 2013 (PLANSPONSOR (b)lines) – “Why is it that some 403(b) providers permit loans from their arrangements, and others do not?”
(b)lines Ask the Experts – 415(m) Plans Part II
October 8, 2013 (PLANSPONSOR (b)lines) – “I had never heard of 415(m) plans before.
(b)lines Ask the Experts – Avoiding Form 5500 Errors
October 1, 2013 (PLANSPONSOR (b)lines) – “I recently received my “signature-ready” 2012 5500 filing that is due on October 15th, as well as the audited financials and accountant’s...
(b)lines Ask the Experts – What Is a 415(m) Plan?
September 24, 2013 (PLANSPONSOR (b)lines) – “I recently started working for a public university. Apparently one of the plans they maintain is called a “415(m)” plan. I am...
(b)lines Ask the Experts – Permitting Loans After a Loan Default
September 17, 2013 (PLANSPONSOR (b)lines) – “Our 403(b) plan vendor has been permitting plan participants to reborrow from the plan after they have already defaulted on a prior...
(b)lines Ask the Experts – 403(b) Assets and Medicaid Eligibility
September 10, 2013 (PLANSPONSOR (b)lines) – “A participant in our 403(b) plan came to us with a question regarding Medicaid eligibility and whether her 403(b) plan assets counted...
(b)lines Ask the Experts – Responding to 457 Plan Questionnaire
September 3, 2013 (PLANSPONSOR (b)lines) – “I recently received an IRS questionnaire addressing the 457(b) plan that we sponsor for select management and highly compensated employees as a...
(b)lines Ask the Experts – Combined Asset Report
August 27, 2013 (PLANSPONSOR (b)lines) – "
(b)lines Ask the Experts – Putting Excess Contributions into 457 Plans
August 20, 2013 (PLANSPONSOR (b)lines) – “We are a 501(c)(3) tax-exempt organization that sponsors a 403(b) plan and a 457(b) plan.
(b)lines Ask the Experts – Using Base Pay to Calculate Deferrals
August 13, 2013 (PLANSPONSOR (b)lines) – “Our matching 403(b) plan has always used the same definition of compensation to determine the amount of our match and the amount...
(b)lines Ask the Experts – Clarification of Dates Used for Fee Disclosure
August 6, 2013 (PLANSPONSOR (b)lines) – “In a recent Ask the Experts column, you stated it was permissible to use investment information as of 3/31/13 for a fee...
(b)lines Ask the Experts – Using Roth Contributions to Purchase Service Credits
July 30, 2013 (PLANSPONSOR (b)lines) – “We sponsor a 403(b) plan that permits plan-to-plan transfers (as provided in Code Section 403(b)(13)) to a defined benefit governmental plan to...
(b)lines Ask the Experts – Different Dates for Fee Disclosures
July 23, 2013 (PLANSPONSOR (b)lines) - "We sponsor an ERISA 403(b) plan with two vendors and are in the process of preparing our annual participant fee disclosure notice.
(b)lines Ask the Experts – The DOMA Ruling and non-ERISA Plans
July 16, 2013 (PLANSPONSOR (b)lines) - "I read with great interest your recent Ask the Experts column regarding the Defense of Marriage Act (DOMA) ruling.