(b)lines Ask the Experts – Different Dates for Fee Disclosures
July 23, 2013 (PLANSPONSOR (b)lines) - "We sponsor an ERISA 403(b) plan with two vendors and are in the process of preparing our annual participant fee disclosure notice.
Ask the Experts
(b)lines Ask the Experts – The DOMA Ruling and non-ERISA Plans
July 16, 2013 (PLANSPONSOR (b)lines) - "I read with great interest your recent Ask the Experts column regarding the Defense of Marriage Act (DOMA) ruling.
(b)lines Ask the Experts – Delaying Form 5500 Reporting
July 9, 2013 (PLANSPONSOR (b)lines) - "As I was enjoying the July 4th Holiday, I found myself waxing nostalgic for the days when I would be filing our...
(b)lines Ask the Experts – The Impact of the DOMA Ruling
July 2, 2013 (PLANSPONSOR (b)lines) - "As an ERISA 403(b) plan sponsor, will the Supreme Court rulings from the past week on same-sex marriage have any impact on...
(b)lines Ask the Experts – More Consolidation with New Document Program?
June 25, 2013 (PLANSPONSOR (b)lines) – An attendee at the recent PLANSPONSOR National Conference asked: “Do you think the new...
(b)lines Ask the Experts – Is Auditing More Lenient for Inactive Contracts?
June 18, 2013 (PLANSPONSOR (b)lines) – An attendee at the recent PLANSPONSOR National Conference asked: “Upon audit, are the investigators...
(b)lines Ask the Experts – From PSNC: What About the Little Guy?
June 11, 2013 (PLANSPONSOR (b)lines) – On June 5, the Experts hosted a live (and lively!) Q and A at the PLANSPONSOR National Conference at which attendees could...
(b)lines Ask the Experts – Fiduciary Training for Committee Members
June 4, 2013 (PLANSPONSOR (b)lines) – “I chair a Committee for our ERISA 403(b) plan in which we make decisions regarding plan administration as well as the investment...
(b)lines Ask the Experts – 2013 403(b) Reading List
May 28, 2013 (PLANSPONSOR (b)lines) – “Summer is here, thankfully, and it is time for me to catch up on my 403(b) reading. Any suggestions?”
(b)lines Ask the Experts – Best Method for Loan Repayments
May 21, 2013 (PLANSPONSOR (b)lines) – “We are adding a loan provision to our 403(b) plan and are adopting a loan policy as you suggested in a recent...
(b)lines Ask the Experts – Locating Beneficiaries
May 14, 2013 (PLANSPONSOR (b)lines) – “Must we make every effort to locate the beneficiary of a deceased participant so that the account is properly transferred/distributed to him/her?
(b)lines Ask the Experts – Should You Have a Loan Policy Document?
April 30, 2013 (PLANSPONSOR (b)lines) – “Should our 403(b) plan maintain a Loan Policy Document?”
(b)lines Ask the Experts – Failure to Suspend Contributions After Hardship
April 23, 2013 (PLANSPONSOR (b)lines) – “In preparation for our annual 5500 report audit for our Employee Retirement Income Security Act (ERISA) 403(b) plan, we discovered that, due...
(b)lines Ask the Experts – Availability of IRS-Approved Prototype Document
April 16, 2013 (PLANSPONSOR (b)lines) – “I was delighted to hear that the IRS finally released its 403(b) prototype plan guidance! We currently utilize a vendor-provided document; does...
(b)lines Ask the Experts – Plan Determination Letters
April 9, 2013 (PLANSPONSOR (b)lines) – “I recently received notification from a consulting firm that a determination letter would soon be required for 403(b) plans, and that we...
(b)lines Ask the Experts – Eligibility Requirements for Nonelecting Churches
April 2, 2013 (PLANSPONSOR (b)lines) – “I work with a nonelecting (i.e. the entity has NOT elected ERISA coverage) church plan that currently requires employees to complete four...
(b)lines Ask the Experts – Taxation for Roth Account Loans
March 26, 2013 (PLANSPONSOR (b)lines) – “I read with great interest your Q&A regarding the misunderstanding of the "double-taxation" issue regarding 403(b) plan loans. Is the same logic...
(b)lines Ask the Experts – Double-Taxed on Plan Loans?
March 19, 2013 (PLANSPONSOR (b)lines) – “A participant in our 403(b) plan said her adviser informed her she would be “double-taxed” on a plan loan she had taken.
(b)lines Ask the Experts – Different Definitions of Compensation
March 12, 2013 (PLANSPONSOR (b)lines) – “Our 403(b) plan document contains several different definitions of compensation for purposes of determining the amount of the employer discretionary, employer matching...
(b)lines Ask the Experts – Indian Tribal Government Plans and Casino Employees
March 5, 2013 (PLANSPONSOR (b)lines) – “Is it true that an Indian tribal government that operates a casino may not cover its casino employees under its 403(b) plan?”