Opinions
Opinions |
How to Prepare For Possible Health Plan Litigation
A former DOL solicitor and current ERISA attorney on why there may be a new wave of lawsuits on health plan expenditures and fees and how to prepare.
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A Condensed History of the DOL’s Fiduciary Rule
Regulations and guidance over the past decades have expanded and shrunk the definition of an ERISA investment advice fiduciary.
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Is Income the No. 1 Driver of Retirement Outcomes?
A new joint initiative aims to leverage retirement plan data to foster inclusive wealth creation.
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Protecting Workers’ Retirement Savings
How 401(k) loan insurance can maximize the power of automatic portability.
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Pension Funds and Sustainable Investment: Challenges and Opportunities
A new book from the Pension Research Council is for anyone interested in understanding the historical context, current practices and future prospects of ESG investing in the pension...
Opinions |
Time for SECURE 3.0
America has a retirement crisis, and SECURE 2.0 takes some important steps to address it, but they are not enough.
Opinions |
Cybersecurity: Key Considerations and Resources for Plan Sponsors
There is no hiding from attacks on your plan’s technology and data. What are the most important steps you can take to stay prepared?
Opinions |
Retirement Trends to Watch in 2023
As larger numbers of Americans near retirement age, a renewed focus on retirement income is expected.
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Personalization and the DC System
A typical platform might use age and salary to generate investment recommendations. What additional factors could lead to more customized solutions?
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Retiree Challenges, Attitudes and Retirement Income Priorities
Research by the DCIIA Retirement Research Center helps gauge attitudes about savings, spending and financial wellness in retirement.
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Real Estate in DC Plans: Key Considerations
Lew Minsky, with DCIIA, reviews questions defined contribution plan sponsors should ask when considering real estate investments for their plans.
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The Difference in Impact of Inflation on Public and Corporate Pension Plans
Public plan sponsors must make their contributions, even in difficult times.
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Key Considerations for the DOL’s Proposed Rule Regarding ESG
Lew Minsky, of DCIIA, offers four considerations for the Department of Labor’s rule about including environmental, social and governance factors in the evaluation of retirement plan investments.
Opinions |
Positioning a Multi-Manager Portfolio for Long-Term Success
DB plan sponsors need to ensure their liability-driven investing strategies are diversified and well-positioned for years to come.
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ESG: Popular, But Not Simple
Finding appropriate benchmarks for ESG investments in retirement plans will require careful consideration.
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Using Nudges to Improve Employee Decisionmaking
Indirect, tactical ways to move employees to make the best retirement savings decisions can help overcome behavioral biases.
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Rethinking Target-Date Fund Risk
John Ruth, with Build Asset Management, says low fixed-income returns and a need for more customization calls for more evaluation of and new solutions for target-date fund investments.
Opinions |
Governance Basics Every Plan Sponsor Should Know
Mindy Zatto and Leslie Olds, with Strategic Benefits Advisors, discuss retirement plan committee structure and the importance of focusing on more than just investments.
Opinions |
Managed Accounts and Target-Date Funds Are Not a Zero-Sum Game
David M. Blanchett, with PGIM DC Solutions, discusses how offering both TDFs and managed accounts in a retirement plan reduces the number of participants who self-direct investments.