Opinions |
The Retirement Security Crisis and a Plan to Solve It
August 6, 2012 (PLANSPONSOR.com) - I want to rebuild the pension system, but I need your help.
Opinions
Opinions |
Five Moves Plan Sponsors Should Make in 2012 – Part II
If there’s one thing employers agree on when it comes to their employees’ retirement, it’s that workers simply aren’t saving enough.
Opinions |
Five Moves Plan Sponsors Should Make in 2012 – Part I
If there’s one thing employers agree on when it comes to their employees’ retirement, it’s that workers simply aren’t saving enough.
Opinions |
Fee Disclosure Rules Increase Complexity in Multi-Provider Environment
July 20, 2012 (PLANSPONSOR.com) - The litany of challenges related to having multiple retirement plan service providers is well documented.
Opinions |
SECOND OPINIONS: ACA Cap on Contributions to Health FSAs
July 18, 2012 (PLANSPONSOR.com) - The Patient Protection and Affordable Care Act (ACA) caps salary reduction contributions to health flexible spending arrangements (FSAs) at $2,500 beginning in 2013.
Opinions |
Disclosure and Education Must Go Hand-in-Hand
Sponsors of 403(b) plans are paying more attention to the role of participant education in fee disclosure regulations—opening up a big opportunity for financial professionals.
Opinions |
SECOND OPINIONS: A Little SBC Relief for Health Plans
We have devoted several columns to the new Summary of Benefits & Coverage (SBC) rules, which require group health plans to issue a summary of health benefit options...
Opinions |
The Future Method of Expense Collection: Levelized
In the past, the average retirement plan participant may have thought that their 403(b) or 401(k) plans were free, but when new fee disclosure regulations take effect in...
Opinions |
SECOND OPINIONS: Comparative Effectiveness Fees – Part II
Experts from Groom Law Group continue to answer questions frequently received about comparative effectiveness fees.
Opinions |
Turn Fee Disclosure Lemons into Lemonade
June 5, 2012 (PLANSPONSOR (b)lines) - The logical next step after 408(b)(2) is taking your newly acquired fee disclosure knowledge and putting it to its highest use --...
Opinions |
SECOND OPINIONS: Comparative Effectiveness Fees – Part I
PPACA section 6301 amended Title XI of the Social Security Act to establish the Patient‐Centered Outcomes Research Institute (PCORI).
Opinions |
SECOND OPINIONS: New Summary of Benefits Rule – Part II
We previously wrote about one of PPACA's new requirements – that group health plans provide eligible individuals with a "summary of benefits and coverage (SBC).
Opinions |
New Summary of Benefits Rule: The Devil is in the Details – Part I
One of PPACA's new requirements is that a group health plan provides any eligible individuals with a summary of benefits and coverage (SBC).
Opinions |
Identity Crisis: Keeping Track of Employer Types
Until recently, the Internal Revenue Service (IRS) has largely focused more on the rules of retirement plan administration than on the type of employer sponsoring the plan.
Opinions |
SECOND OPINIONS: SCOTUS Decision: Roadmap for Plan Sponsors
The Supreme Court hearings on health care reform have garnered an extraordinary amount of press and opinions, some accurate and some not so much.
Opinions |
SECOND OPINIONS: Employer Mandate, Waiting Period, and Auto-Enrollment Issues – Part II
The IRS, DoL and HHS recently issued guidance (IRS Notice 2012-17; DoL Technical Release 2012-1) in the form of Frequently Asked Questions (FAQs) on various issues related to...
Opinions |
The Power of One-on-One Communications with Participants
With potential changes in Social Security, defined benefit plans on the decline, tax increases and rising health care costs, the responsibility of saving for retirement has shifted away...
Opinions |
Fee Disclosure for ERISA and Non-ERISA Plans
March 20, 2012 (PLANSPONSOR.com) - In coming months, retirement plan fee disclosure promises to become a very significant focus for 403(b) plan fiduciaries and for many investment and...
Opinions |
SURVEY SAYS 031512
March Madness is here, and surveys have shown that workers are not deterred from participating, at least in some way, by being at work.