Opinions

Plan sponsors that already have an LDI strategy in place may be able to better capture opportunities in the current environment, and for those that don’t, it’s never...

Reminders about the long-term effects of plan leakage on retirement savings could protect retirement plan participants from making harmful decisions.

Michael Barry, president of O3 Plan Advisory Services LLC, contemplates change in the markets and infrastructure brought on by the coronavirus pandemic and what may not—or should not—change...

George White, with Custodia Financial, discusses how retirement plan loan defaults can throw a wrench in retirement savings and what plan sponsors can do to prevent them.

Kate Winget, senior vice president, Gradifi, discusses the data that can empower employers to support solutions for women’s financial wellness.

John Lowell, with October Three Consulting, discusses how a market-based cash balance plan design provides for a less complicated way to hedge liabilities.

Michael Barry, president of O3 Plan Advisory Services LLC, discusses the significance of interest rate risk for 401(k) plan participants and how fund menu options might be enhanced.

Peg Knox, Defined Contribution Institutional Investment Association (DCIIA) discusses the “retirement tier,” which allows a DC plan sponsor to broaden the plan’s goal from accumulation to decumulation.

Megan Yost, with Segal Benz, discusses how keeping employees engaged with their retirement benefits helps them get the most out of benefits and feel more financially secure.

Erica K. Johnson, BOK Financial, discusses why Roth retirement plan contributions may be beneficial to a wider group of employees than previously thought.

Michael Barry, president of O3 Plan Advisory Services LLC, discusses policy issues he hopes to see addressed—most not in the SECURE Act.

James Denison, HealthSavings, discusses how an investment-focused HSA can relieve employees’ stress about future finances, as well as help them save for future medical expenses.

David Levine and Kevin Walsh, with Groom Law Group, Chartered, discuss opportunities—some created by recent legislation—for small business employers to offer retirement plans.

Jay Schmitt, Strategic Benefits Advisors, discusses how plan sponsors can check their plans periodically to make sure they are error-free and in compliance.

Ryan McGlothlin and Michael Clark, with River and Mercantile, say it’s imperative to first understand the nature of future cash requirements to be able to hone in on...

Michael Barry, president of O3 Plan Advisory Services LLC, discusses how interest rate “stabilization” is still needed in this era of sustained low interest rates and suggests improvements...

The president and chief operating officer of Nationwide Financial makes a case for how passage of the SECURE Act will improve Americans’ retirement security.

Michael Clark, with River and Mercantile, describes what DB plan sponsors should do to fulfill their fiduciary responsibilities when implementing a pension risk transfer.

A managed volatility approach can significantly improve target-date funds’ risk and return profile—especially helpful for participants near retirement.