Registration and Breakfast

Regulatory and Legislative Update

The latest on what’s in store for HSAs in Washington from initiatives in Congress and at the regulatory agencies.

Presenter:
Steve Mindy, Partner, Katten Muchin Rosenman LLP

HSA Administration Best Practices

What should sponsors of HSAs know about common challenges in HSA admin and how they can be avoided.

Presenter:
Marta Turba, Content Director, WorldatWork

HSAs: The Integration of Health and Wealth for Retirement

Backed by its unique position at the convergence of health and wealth, the Health Savings Account (HSA) is a powerful tool that can serve as both a health benefit and a retirement benefit in an employer benefits package. To make sure employees are maximizing both the health and retirement opportunities that come with HSAs, it’s important to understand how HSAs differ from traditional retirement savings vehicles and how the two plans can complement each other to help participants make the most of HSA benefits. Plan sponsors and participants will learn how to consider this benefit program as part of the retirement savings and income planning and how to make savings considerations and priorities reflect that.

Presenter:
Kevin Robertson, Senior Vice President, Chief Revenue Officer, HSA Bank

Coffee Break

Employee Education, Financial Wellness and HSAs

One of the largest challenges for participant engagement with HSAs is how they fit into an employee’s broader financial picture. As employees have several workplace options for saving—traditional 401(k)s, Roth 401(k)s, HSAs, etc.—and various debt obligations—student loans, mortgages—the discussion of how to best allocate their money is imperative, but also complex.

Presenter:
Will Applegate, Vice President, Industry Relations, Fidelity

Managing Investment Menus within HSAs

As HSAs are both a short-term and long-term savings vehicles, many are allowing for investments to help participants increase their savings through market access. Considerations for allowing investments in the HSA, selecting a lineup and communicating with employees.

Presenter:
Kevin Murphy, Senior Vice President, Head of Strategic Accounts, Defined Contribution-U.S., Franklin Templeton
Jamie Greenleaf, Lead Advisor, Principal, Cafaro Greenleaf

Closing Remarks

Registration and Breakfast

Are You an ERISA Fiduciary and What Does That Mean?

Fiduciary fundamentals and understanding what can, or cannot, be outsourced as it relates to fiduciary responsibilities. For 403(b) plan sponsors, this session will also address how to determine whether they are governed by ERISA.

Presenter:
Jodi Epstein, Partner, Ivins, Phillips & Barker, Chtd.

What Plan Committees Need to Know About Investments and Fees

It’s not just about how much a fund cost.  There is more to it than just the expense ratio.  This session will pull up the covers and dissect all the components of fund costs and also discuss different ways to structure plan costs.  Monitoring fees is an important pillar of fiduciary duty and this session will help you better understand how fees work and how best to monitor them.

Presenter:
Jania Stout, Practice Leader, Co-Founder, Fiduciary Plan Advisors 

Coffee Break

Latest Plan Document Requirements and Operating According to the Plan

Plan sponsors need to know what is in their plan document and make sure the plan is operating in accordance. This session will cover the elimination of the determination letter program and the new prototype program for 403(b) plans, and will address the new required amendment list the IRS issues each year.

Presenter:
Jodi Epstein, Partner, Ivins, Phillips & Barker, Chtd.

What to Expect From Your Service Providers

This session will cover what functions are typically handled by recordkeepers, points for monitoring service providers and how to determine whether it’s time for a change.

Presenter:
Marianne W. Marvez, Vice President/Director, Innovest Portfolio Solutions LLC

Closing Remarks

Registration and Breakfast
Grand Ballroom Foyer

Opening Remarks
Renaissance Ballroom

Alison Cooke Mintzer, Editor-in-Chief, PLANSPONSOR

Town Hall … What’s On The Minds of Plan Sponsors

Two retirement executives kick off this year’s PLANSPONSOR National Conference in a town hall, answering questions from the plan sponsors in the audience. Moderated by Alison Cooke Mintzer, this town hall format will provide expert opinions and perspectives on some of the trends and the issues most concerning plan sponsors today.

Speakers:
Joseph Ready, Executive Vice President and Director, Wells Fargo Institutional Retirement and Trust
Tim Brown, Senior Vice President of Life and Income Funding Solutions, MetLife

Defining Success in Your Workplace Retirement Plan

PLANSPONSOR Plan Sponsor of the Year Winners discuss their plans, and how they’ve been able to achieve such high success metrics.

Moderators:
Rebecca Moore, Managing Editor, PLANSPONSOR.com
Judy Faust Hartnett, Managing Editor, PLANSPONSOR magazine

Panelists:
Lynn Sweet, Benefits Associate, Badger Mining Corporation
Alicia Allement, Benefits Supervisor,General Health System
Chris Wellons, Vice President of Manufacturing,Taylor Guitars
Elaine Parham, Senior Manager, People Department, Southwest Airlines

Coffee Break
Renaissance Ballroom Foyer

sponsored by Transamerica

Washington Update

Leading attorneys explain retirement-related developments in Washington, D.C., and state capitals across the U.S. They will dive deep into the latest legislation and regulations impacting retirement plan sponsors and participants.

Moderator:
Alison Cooke Mintzer, Editor-in-Chief, PLANSPONSOR

Panelists:
David N. Levine, Principal, Groom Law Group, Chartered
Robin M. Solomon, Partner,  Ivins, Phillips & Barker

What the most influential do differently.

Keynote: Garrison Wynn, CSP With talents that established him as a Fortune 500 leader and professional stand-up comedian, Garrison Wynn, CSP, fuses comic timing and research to deliver motivational business expertise. For 20 years, he has given keynote presentations to clients (such as American Express, Wells Fargo, Oracle and NASA) at corporate and association events. He is the author of the Amazon bestseller The Real Truth about, Success, the Amazon #1 bestseller The Cowbell Principle, has been a weekly contributor to the Washington Post and featured Forbes and Inc. Magazines. In his teens he debuted the world’s first video gaming system (Odyssey) with baseball legend Hank Aaron and as a young man spent 6 years touring comedy clubs with the top names in the business. He went on to become the youngest department head in a Fortune 500 company’s history where he researched and designed processes for 38 company locations nationwide and developed & marketed products still being sold in 30 countries.

A Taste of Italy
Opening Night Exhibit Hall Kick-Off Party
Exhibitor Hall-Grand Ballroom

Stroll the exhibits, mingle with your peers, meet our vendors, and dine on delicious, Italian-inspired dinner creations! Attendees will have a chance to win some amazing prizes and gift cards!

Breakfast
Exhibitor Hall-Grand Ballroom

Sponsored by Milliman

Opening Remarks
Renaissance Ballroom

Alison Cooke Mintzer, Editor-in-Chief, PLANSPONSOR

Financial Wellness Case Study with MGM Studios and Prudential Retirement
Renaissance Ballroom

Join MGM Studios and Prudential Retirement as they explore the connection that exists between financial wellness, productivity, health, and other human capital outcomes.  Demonstrating that connection and measuring the outcomes is often easier said than done!  This session will explore how MGM Studios, in partnership with Prudential Retirement, designed a program that drove better financial wellness outcomes for their participants.

Presenters:
Tab Haas-Winkelman, Executive Director, Human Resources, MGM Studios
Amy McCarthy, Managing Director, Key Account Management, Prudential Retirement
Matthew Bahl, Vice President, Financial Wellness Customer Strategies, Prudential Retirement

Sponsored by Prudential

Financial ownership: Helping participants move from engagement to action

Are you doing all that you can to help your participants reach meaningful outcomes? Join Catherine Golladay, Chief Operating Officer, Schwab Retirement Plan Services, to discuss how you can help participants move beyond engagement to take action.

Presenter:
Catherine Golladay, Chief Operation Officer, Charles Schwab Retirement Plan Services

Sponsored by Charles Schwab

Coffee Break
Exhibitor Hall-Grand Ballroom

sponsored by Transamerica

SESSION 1
Renaissance Ballroom

Discouraging Plan Leakage

Employees are depleting their retirement plans when they take out loans and don’t pay them back, take hardship withdrawals, and fail to roll over retirement plan savings when they change jobs. How can plan sponsors update their loan policies to discourage loans, what are the implications of the new Bipartisan Budget Act of 2018 hardship withdrawal rules and how to automate movement of a participant’s 401(k) savings account from their former employer’s plan to an active account in their current employer’s plan.

Moderator:
Marianne W. Marvez, Vice President/Director, Innovest Portfolio Solutions LLC

Panelists:
Beth Pattillo, Director, Retirement Programs, Leidos
Jeff Fister, Senior Relationship Manager, ADP

SESSION 2
Congressional Hall

Engaging Employees With Benefits Programs

As companies expand both their health and financial wellness programs, they are exploring new communication channels to connect with employees, as well as finding ways to personalize content to increase participant engagement. A recognition that stress around debt and financials can be just as detrimental to physical health as an illness, has led employers to expand employee well-being programs to create healthier and more productive workforces. Panelists will discuss how employers are embracing opportunities to create holistic wellness programs that emphasize both physical and financial health, and key components to drive adoption of and engagement with such a program.

Moderator:
David S. Hinderstein, Founder and President, Strategic Retirement Group

Panelists:
Maura Coolican, Managing Director, Morgan Stanley
Barbara Delaney, Principal, StoneStreet Renaissance

SESSION 3
Mount Vernon Square

Understanding 3(16) and 3(38) Fiduciary Outsourcing

Moderator:
Spencer A. Goldstein, Principal and CIO, Stone Street Equity, LLC

Panelists:
Pete Swisher, Senior Vice President – National Practice Leader, Pentegra Retirement Services
Joshua E. Ulmer, Senior Institutional Consultant, Morgan Stanley

SESSION 1
Renaissance Ballroom

Making Cents of Financial Wellness

In this session, expert panelists will discuss and debate various delivery mechanisms, the role of fintech, topics that should be addressed with employees, the options for providers-those affiliated with the plan or outside specialists, as well as in and out of plan solutions to help lessen financial stress and improve retirement outcomes of Americans.

Moderator:
Joseph Topp, Vice President – Investment Consulting Services, Francis Investment Counsel LLC

Panelists:
Ted Huffman, Divisional Vice President, ADP
Rachel Weker, Products and Platforms Vice President, T. Rowe Price
Kelley M. Palmer, Marketing Director, Retirement Optimization, John Hancock Retirement Plan Services
Kara Ardis, Managing Director, Business Strategy, Charles Schwab

SESSION 2
Congressional Hall

Understanding Retirement Income Products

Converting retirement savings into income is overwhelming! As participants accumulate most of their wealth in payroll deferral savings plans, it means they are increasingly looking to their plan sponsors for guidance about how to decumulate assets. In this hour-long session, panelists will present different options for retirement income products types to help plan sponsors understand the current landscape, which may include (but are not limited to) in-plan insurance products, managed payout funds, managed accounts, and out-of-plan annuity windows.

Moderator:
Bruce Lanser, Senior Retirement Plan Consultant,
UBS Retirement Plan Consulting Group

Panelists:
John Doyle, SVP Senior Retirement Strategist, Capital Group, home of American Funds
Marty Menin, Senior Director – Retirement Solutions Division, Pacific Life Insurance Company
Nick Nefouse, Head of DC Investment Strategy and Co-Head of LifePath®, BlackRock

SESSION 3
Mount Vernon Square

Criteria to Consider When Selecting a Retirement Plan Adviser

What retirement plan sponsors need to consider when selecting a retirement plan adviser. Will they offer suggestions on best practices? How have they measurably improved other plans? Do they offer 3(21) and 3(38) fiduciary services? Can they train the retirement committee? Have they served companies in the same industry and of similar size? Do they offer participant education and/or advice and financial wellness programs? Can they provide one-on-one sessions with participants?

Moderator:
Dan Peluse, Director of Retirement Plan
Services, Wintrust Wealth Management

Panelists:
Brandon Radach, Managing Director Midwest DCIO, John Hancock Investments
Stace Hilbrant, Managing Director, 401k Advisors, LLC
Jim Hill, Manager of Support Services, Intermountain Power Service Corporation (IPSC)

Lunch
Exhibitor Hall-Grand Ballroom

Sponsored by Morgan Stanley

WORKSHOP 1
Renaissance Ballroom

Financial Wellness Made Practical

Lots of employers are embracing the need to enhance the financial wellness of their employees as a way to reduce stress and boost productivity on the job. But actually implementing an effective financial wellness program can seem daunting without the right guidance. Learn what four steps your company needs to get started, build an effective program, engage employees and measure your progress.

Presenter:
Una Morabito, Senior Vice President, Head of Mid & Institutional Client Management, Workplace Solutions, MassMutual

Sponsored by Morgan Stanley

 

WORKSHOP 2
Congressional Hall

The Evolving Retirement Landscape…Why It Matters

The retirement landscape is evolving for both Retirement Advisors and Plan Sponsors.  Join Transamerica for an informative session examining how recent Retirement Legislation and current industry trends like Enhanced Fiduciary Services, MEP & “Open MEP” Plan Designs, Participant-focused Outcomes, and Fintech Solutions are changing the Retirement landscape for all of us. 

Presenter:
Deborah Rubin, Managing Director, Special Markets, Transamerica Workplace Solutions

Sponsored by Transamerica

WORKSHOP 3
Mount Vernon Square

Student Loan Debt Crisis, How it is Affecting Retirement Plans

Learn about how Student Loans debt is underfunding retirement plans and how you can plan ahead now.  Bob will showcase the new range of benefits including education, advice, and contribution programs that can immediately help with employee financial wellness – some with no budget required.  He will also talk about recent Legislation and Treasury rulings that have made this a hot topic for retirement professionals, hear the latest inner circle insight and points of view. 

Presenter:
Bob Buch, VP and GM, SoFi At Work 

Sponsored by SoFi

SESSION 1
Renaissance Ballroom

DC Investment Ideas: ESG and CITs

A few trends affecting plan investments are participant demand for investments that improve the social good and represent their values, as well as concerns about fees eating into retirement savings. Two products gaining traction are environmental, social and governance (ESG) investment vehicles and collective investment trusts (CITs). Panelists will discuss the risk-reduction and performance benefits that ESG can bring, while getting up to speed on what the Department of Labor says about the role of ESG in tax-qualified retirement plans. Also discussed will be why CITs have lower fees than traditional mutual funds and ways to address concerns about benchmarking and monitoring CITs.

Moderator:
Todd Kading, President and CoFounder, LeafHouse Financial

Panelists:
Cameron Kleinheksel, Senior Consultant, Plante Moran Wealth Management
Rita Fiumara, Senior Vice President and Institutional Retirement Consultant, UBS Financial Services, Inc.
Brent Sheppard, Partner, Financial Advisor, Cadence Financial Management

SESSION 2
Congressional Hall

How to Save for Health and Retirement

Half of all adults across all ages say their top retirement concern is paying for health care, and those with savings in a health savings account  (HSA) are more certain about their ability to cover such costs in retirement. Although originally viewed as a health benefit, HSA accounts are clearly of great benefit as part of a retirement savings strategy. However, understanding how to help participants plan and allocate their savings across the employer-sponsored health and retirement vehicles can be a challenge. Hear how plan sponsors and advisers should be thinking about these plans and educating plan participants about the best way to structure deferrals.

Moderator:
Jamie D. Greenleaf, Lead Advisor / Principal, Cafaro Greenleaf

Panelists:
Kevin Robertson, Senior Vice President, Chief Revenue Officer, HSA Bank
Deb Culhane, CEO, Optum Financial Services and President, Optum Bank
Joe Connell, Partner, Sikich Financial LLP

SESSION 3
Mount Vernon Square

Is it Time for an RFI/RFP?

Questions sponsors need to ask when deciding whether it is time to look for a new recordkeeper or if it is possible to improve the relationship with the current provider.

Moderator:
Julie Doran Stewart, SVP, Retirement Plan Advisory,  Sentinel Benefits & Financial Group

Panelists:
Mike Lulofs, Human Resources Director, Sumitomo Machinery Corporation of America
Jason K. Chepenik, Managing Partner, Chepenik Financial
Dave Hulsen, Chief Operating Officer, RFP360

SESSION 1
Renaissance Ballroom

Being Prepared for DOL Audits

What sponsors need to have on file and to check in the event of an audit by the Department of Labor. What are common mistakes that plans make and what areas is the DOL focusing on?

Moderator:
James D. Robison, Managing Director, Great Lakes, Indianapolis,
Strategic Retirement Partners

Panelists:
Robert Covin, JD, Benefits Consultant, Milliman
Jania Stout, Practice Leader, Co-Founder, Fiduciary Plan Advisors

SESSION 2
Congressional Hall

How Are Different Employee Groups Benefiting From Your DC Plan?

Are low-wage earners struggling financially because their paychecks have been reduced by automatic enrollment? Are high-wage earners getting the maximum savings in your defined contribution plan? This session will explore statistics plan sponsors can use beyond the traditionally measured—such as opt-out rates, savings rates, loan and hardship withdrawal usage by age, income, career stage—plan sponsors can use to make plan design decisions and develop communication strategies for optimal participant outcomes.

Moderator:
Ellen R. Lander,Principal and Founder, Renaissance Benefit Advisors Group, LLC

Panelists:
Attila Toth, Partner, Co-Founder, Portfolio Evaluations, Inc.
Rory Kirkpatrick, Managing Director, Centre Lane Partners, LLC

SESSION 3
Mount Vernon Square

403(b) Plan Remedial Amendment Period

The last day of the remedial amendment period for 403(b) plans is March 31, 2020. What does the remedial amendment period offer 403(b) plan sponsors? What do the plan sponsors need to review and do to make sure they are in compliance? Will a pre-approved plan document fit all 403(b) plans, and if not, what should plan sponsors do?

Moderator:
Michelle A. Zevola, Client Advocate/Vice President, Lockton Retirement Services

Panelists:
Kevin Kidwell, Vice President, National Tax Exempt Sales, OneAmerica
Kimberly Boberg, of Counsel, Groom Law Group, Chartered

Coffee Break
Exhibitor Hall-Grand Ballroom

sponsored by Transamerica

The Lessons from Litigation
Renaissance Ballroom

Moderator:
Alison Cooke Mintzer, Editor-in-Chief, PLANSPONSOR

Panelists:
Emily Costin, Partner, Alston & Bird LLP
Rhonda Prussack, SVP and Head of Fiduciary and Employment Practices Liability, Berkshire Hathaway Specialty Insurance

Taco ’bout a Party
Night Two Exhibit Hall Party
Exhibitor Hall-Grand Ballroom

South-of-the Border style reception featuring a delicious build your own taco station, quesadilla stand, margaritas and more! Don’t miss the opportunity to win our amazing raffle prizes!

Breakfast
Exhibitor Hall-Grand Ballroom

Sponsored by Pentegra Retirement Services

Opening Remarks
Renaissance Ballroom

Alison Cooke Mintzer, Editor-in-Chief, PLANSPONSOR

Case Study – Living the Southwest Way: How Culture Drives Success

If you work at Southwest Airlines, winner of the 2019 Plan Sponsor of the Year – Total Retirement Offering award, “Warrior Spirit, Servant’s Heart, and Fun-LUVing Attitude” are familiar to you. The culture of the company and the culture of the plan are one in the same, leading to a successful retirement program with a median participant retirement income score of more than 100%! Come hear a conversation between Elaine Parham, Senior Manager, People Department at Southwest Airlines, and Richard Linton, EVP, Group Retirement, at Empower Retirement, about how Southwest and recordkeeper partner Empower have worked together to achieve high success metrics—and happy plan participants.

Sponsored by Empower Retirement

Benefits are personal: Benefits as part of a modern, inclusive culture

Join Jonathan McBride, BlackRock’s Global Head of Inclusion and Diversity, for a lively conversation about corporate leadership, climate change, and how BlackRock thinks about engagement with its employees and outside stakeholders. Our aim is helping your organization think about some of the “tightrope” questions posed by today’s workforce and how we can motivate employees with our responses. The discussion will also cover how employers might engage in their local communities and why it matters in dollars and cents. Jonathan is a highly engaging thought leader speaking with BlackRock’s global clients on these difficult issues and it promises to be an entertaining discussion. No topic is off the table! 

Presenters:
Jonathan McBride, Managing Director and Global Head of Inclusion and Diversity at BlackRock

Coffee Break
Exhibitor Hall-Grand Ballroom

sponsored by Transamerica

Best Practices for Your Retirement Plan Committee

Retirement committees have a multitude of responsibilities that they must ensure are prudently discharged. A well-formed and governed retirement plan committee can give sponsors confidence in their fiduciary decisions and steer a plan towards success. Who should be on the committee? How often should they meet? What is the role of the committee charter? Documenting decisions, strategies and actions are key to the success of the plan.

Moderator:
Judy Faust Hartnett, Managing Editor, PLANSPONSOR magazine

Panelists:
Phyllis E. Klein, Senior Director, Professional Services, Consulting Solutions Group, CAPTRUST
Dan Brandenburg, Partner, The Wagner Law Group
Benjamin L. Grosz, Partner, Ivins, Phillips & Barker, Chartered

Closing Lunch
Exhibitor Hall-Grand Ballroom

Sponsored by OneAmerica

PS Confidential
Meeting Room 10/11

Discussions over lunch will be led by PLANSPONSOR editorial staff. An opportunity for plan sponsors to network with peers and discuss what’s on their minds, and how they will take what they heard over the conference back to their desks.