Opening Remarks and Offering an HDHP
Current law requires that health savings accounts be paired with a high-deductible health plan. What are the pros and cons of offering an HDHP to employees? If you offer one, what is the value of also offering an HSA? Experts will discuss considerations for making HDHP and HSA decisions.
Moderator
Rebecca Moore, Managing Editor of Custom Content, ISS Media
Panelist
Leonard J. Spangher, Vice President and Senior Consultant, Segal
Greg Fiore, Senior Vice President, OneDigital Retirement + Wealth
Kelly Conlin, Managing Director and Chief Actuary, US Health Financial & Actuarial Consulting, Gallagher

Break

Medical Account Alphabet Soup
Health savings accounts are often confused with medical flexible spending accounts, but the two work very differently. Employers may also choose to offer employees a health reimbursement arrangement/account. Learn about the differences and the unique features of HSAs, FSAs and HRAs.
Moderator
Brea Dantin, Chief Operating Officer, MJ Retirement
Panelists
Chris Lockman, Partner, Verrill
Dillon Castro, Benefits Consultant, AEIS Advisors

Break

Financial Wellness as a Foundation: Preparing Employees for Health Savings Success
Led by insights from Bank of America, join us for a discussion on the value of financial wellness education and the role that plays in driving HSA adoption and account maximization. 

Speakers
Danovan Clacken, Director, Health & Benefit Solutions Distribution, Retirement & Personal Wealth Solutions, Bank of America
Rebeccah Wertenberger, Director, Health & Benefit Solutions Engagement, Retirement & Personal Wealth Solutions, Bank of America
John Emery, Vice President, Financial Wellness Specialist, Retirement & Personal Wealth Solutions, Bank of America

Sponsored by Bank of America

Opening Remarks and the Purpose of HSAs
Managing current health costs is a key part of employees’ financial wellness, and paying for health care expenses in retirement is a top concern, so plan sponsors could promote their HSA benefit for either purpose. But it is important to know what employees need. This session will cover HSA benefit designs and determining how to position HSAs on the menu of benefits. Speakers will also discuss reasons and strategies to get participants to engage with their accounts.
Moderator
Barbara Delaney, Principal and Founder of SSRBA, a division of HUB International
Panelists
Jake Spiegel, Research Associate, EBRI
Greg Puig, Partner & Head of Group Insurance at Sentinel Group
Michael C. Eldredge, HSA Investment Product Manager, Inspira Financial

Break

Investing for the Future
To better benefit employees who accumulate savings for retirement in an HSA, many offer the opportunity to invest contributions. What does this require of employers? Should employers benchmark investment performance and fees? Should employers consider investment offerings when selecting an HSA provider? How can participants be better educated about the ability to invest HSA funds? Speakers will answer these questions and more.
Moderator
Noah Zuss, Reporter, PLANSPONSOR
Panelists
John M. Ludwig, Financial Adviser, LHD Retirement
Jason Chepenik, Senior Vice President, OneDigital Retirement + Wealth